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Moderator
09Lexie
Posts: 22,518
Registered: ‎09-13-2012

Re: GE visa signature!

Frequent Contributor
2FixMyCredit
Posts: 476
Registered: ‎02-02-2013

Re: GE visa signature!

They definitely aren't great but I would always PIF on this card so I don't think it would be a problem.  I still haven't made my mind up if I am going to apply yet LOL.

 

I already have Walmart and Sams Club and want to apply for Paypal and possibly this card, I am worried 4 cards from GE might be too much?

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Contributor
jwduke
Posts: 102
Registered: ‎01-14-2012

Re: GE visa signature!

I'm suprised the interest rate isn't 29.99% like most of their other cards...

 



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Current Score: FICO- 765 (01/19/14)
Goal Score: 780+ All Three




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Frequent Contributor
2FixMyCredit
Posts: 476
Registered: ‎02-02-2013

Re: GE visa signature!

Right? I was looking at the HHgregg card and it was that high...I said HECK NO! They have great prices but that interest rate is insane.

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Regular Contributor
bostonte
Posts: 246
Registered: ‎10-04-2009

Re: GE visa signature!

If I'm asking nicely, will someone be the guinea pig before me? Please? :smileyembarrassed:

Valued Contributor
B335is
Posts: 2,041
Registered: ‎09-22-2012

Re: GE visa signature!

Its tempting but I should probably lay low for a bit lol.

Im not even familiar with ebates.
Contributor
JSS3
Posts: 189
Registered: ‎08-24-2013

Re: GE visa signature!

******keeping a close eye on thread******

(2/13)Cap1(3,500), Cap1(1,250), Discover(3,000) Citi Divi(2,600), Chase Slate(4,500) Chase Amazon Visa Sig(2,000) Vicky Secrets(750) Paypal Extras MC(5,000) MyPoints Visa(2,000) Walmart Discover(5,000)Bill Me Later(1,001.00)Citi TYP(4,500)Home Projects Visa(7,700)(3/14)
(11-inq-EX-744) (10-inq-TU-751) (4-inq-EQ-744)
AAoA: 2yrs 3mos. No baddies. UTIL:9-14%
Frequent Contributor
2FixMyCredit
Posts: 476
Registered: ‎02-02-2013

Re: GE visa signature!

I applied and was denied.  Underwriter said that their standards for this card are significantly higher than many of their others, didn't give an exact reason why though

 

720 TU Fico.

AAoA 1 year

3 other GE cards

 

So that should give you guys some ideas.  :smileyhappy:

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Valued Contributor
navigatethis12
Posts: 1,858
Registered: ‎01-24-2012

Re: GE visa signature!

[ Edited ]

I use ebates a lot so I applied and was approved instantly. It says "Your Ebates® Cash Back Visa Signature Card will arrive in 7-10 days.". However, the temporary line they gave is only $1000. I am hoping that it really is a Signature with a decent limit, but I'll just have to wait and see when the card arrives. It does give all of the account information to use before the card arrives, so that's good.

 

I just looked at the terms and they do say Visa Signature, so it must be at least a 5000 limit.

Frequent Contributor
2FixMyCredit
Posts: 476
Registered: ‎02-02-2013

Re: GE visa signature!

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. :smileyhappy:

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!

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