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Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: GE visa signature!

Established Contributor
Posts: 507
Registered: ‎02-02-2013
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Re: GE visa signature!

They definitely aren't great but I would always PIF on this card so I don't think it would be a problem.  I still haven't made my mind up if I am going to apply yet LOL.

 

I already have Walmart and Sams Club and want to apply for Paypal and possibly this card, I am worried 4 cards from GE might be too much?

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Contributor
Posts: 127
Registered: ‎01-14-2012
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Re: GE visa signature!

I'm suprised the interest rate isn't 29.99% like most of their other cards...

 



Starting Score: 675
Current Score: FICO- 772 (09/20/14)
Goal Score: 780+ All Three




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Established Contributor
Posts: 507
Registered: ‎02-02-2013
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Re: GE visa signature!

Right? I was looking at the HHgregg card and it was that high...I said HECK NO! They have great prices but that interest rate is insane.

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Frequent Contributor
Posts: 270
Registered: ‎10-04-2009
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Re: GE visa signature!

If I'm asking nicely, will someone be the guinea pig before me? Please? Smiley Embarassed

Community Leader
Super Contributor
Posts: 7,581
Registered: ‎09-22-2012
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Re: GE visa signature!

Its tempting but I should probably lay low for a bit lol.

Im not even familiar with ebates.
Valued Contributor
Posts: 1,388
Registered: ‎08-24-2013
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Re: GE visa signature!

******keeping a close eye on thread******

Discover IT-[17,600] Double Cash-[10,000] Home Projects Visa-[7,700] Walmart Mastercard-[7,500] Paypal Xtras Mastercard-[6,000] Ebates Visa-[5,200] Overstock-[5,100] Chase Amazon-[5,000] SYNCB Amazon-[5,000] Slate-[5,000] Sallie Mae-[5,000] QuickSilver-[4,000] Double Cash-[4,000] Bclays Rewards Mastercard-[4,000] Quicksilver-[4,000] Mypoints Visa-[3,750] Discover IT-[3,750] Chase AARP-[3,000] BOA Cash Rewards-[2,500] Sony Visa-[2,150] Vicky's Secret-[1,750] DSW Visa-[1,500] Diamond Preferred-[1,500] Simplicity-[500]{Paypal Credit- 7,200/ Newegg Preferred-2,000} TCL:[113,500] EX-(21) TU-(16) EQ-(11) Last app: 6/6/15
Established Contributor
Posts: 507
Registered: ‎02-02-2013
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Re: GE visa signature!

I applied and was denied.  Underwriter said that their standards for this card are significantly higher than many of their others, didn't give an exact reason why though

 

720 TU Fico.

AAoA 1 year

3 other GE cards

 

So that should give you guys some ideas.  Smiley Happy

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Valued Contributor
Posts: 1,997
Registered: ‎01-24-2012
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Re: GE visa signature!

[ Edited ]

I use ebates a lot so I applied and was approved instantly. It says "Your Ebates® Cash Back Visa Signature Card will arrive in 7-10 days.". However, the temporary line they gave is only $1000. I am hoping that it really is a Signature with a decent limit, but I'll just have to wait and see when the card arrives. It does give all of the account information to use before the card arrives, so that's good.

 

I just looked at the terms and they do say Visa Signature, so it must be at least a 5000 limit.

Established Contributor
Posts: 507
Registered: ‎02-02-2013
0

Re: GE visa signature!

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. Smiley Happy

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

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