cancel
Showing results for 
Search instead for 
Did you mean: 

GE visa signature!

Valued Contributor

Re: GE visa signature!


2FixMyCredit wrote:

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. Smiley Happy


How could I forget that when I'm always wishing people would do the same?

 

Score: 759 or something last time I saw it.

Average age of accounts: 1 year

Inquiries: Two on TransUnion and they must've pulled that because the other two are frozen.

Utilisation: Less than 1% with $1234.56 reporting.

Message 31 of 53
Established Contributor

Re: GE visa signature!


navigatethis12 wrote:

2FixMyCredit wrote:

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. Smiley Happy


How could I forget that when I'm always wishing people would do the same?

 

Score: 759 or something last time I saw it.

Average age of accounts: 1 year

Inquiries: Two on TransUnion and they must've pulled that because the other two are frozen.

Utilisation: Less than 1% with $1234.56 reporting.


I'm the same way, no worries! 

^Was that number done on purpose? Smiley Happy

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 32 of 53
Valued Contributor

Re: GE visa signature!


2FixMyCredit wrote:

navigatethis12 wrote:

2FixMyCredit wrote:

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. Smiley Happy


How could I forget that when I'm always wishing people would do the same?

 

Score: 759 or something last time I saw it.

Average age of accounts: 1 year

Inquiries: Two on TransUnion and they must've pulled that because the other two are frozen.

Utilisation: Less than 1% with $1234.56 reporting.


I'm the same way, no worries! 

^Was that number done on purpose? Smiley Happy


Haha yes. I have it on one card and last time it was 1789.33 by accident, so I decided to pay it down to 1234.56 to be funny. Although, I'm not sure if bureaus report the cents on balances.

Message 33 of 53
Established Contributor

Re: GE visa signature!

i-see-what-you-did-there.jpg

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 34 of 53
Valued Member

Re: GE visa signature!

Approved!!

Score: 796 walmart

Average age of accounts: 6 years

Inquiries: 12 on TransUnion 

Utilization: Less than 1% with $19 reporting.


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Psecu Visa $20,000 | Amex Delta $6,500 | Lowes $15,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | | Chase CSP $20,000 | Chase Southwest Premier $ 12,000 | Citi Double Cash $6,500 | Citi World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Boa $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Boa Cash Rewards $5,000 | Amex SPG: $3,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000 | Barclaycard Arrival+ $13,000 | BOA Royal Caribbean Visa Signature $ 5,000 | Ritz Carlton Visa $10,000 | Amex Everyday $4,500 | Barclays US Airways $4,000 | Citi Prestige $7,000 PenFed - AMEX Travel Rewards $18,00 | PenFed Promise$18,000 Citi ThankYou Premier $4,500
Message 35 of 53
Moderator

Re: GE visa signature!


cheon1 wrote:

Approved!!

Score: 796 walmart

Average age of accounts: 6 years

Inquiries: 12 on TransUnion 

Utilization: Less than 1% with $19 reporting.


Congrats! 

 

Message 36 of 53
Frequent Contributor

Re: GE visa signature!

So is there really no way to recon or manually review a GE denial (as the rep I spoke with at the magic number said) or is it a matter of playing underwriting rep roulette until you get someone willing to take a look?
Message 37 of 53
Moderator

Re: GE visa signature!


bostonte wrote:
So is there really no way to recon or manually review a GE denial (as the rep I spoke with at the magic number said) or is it a matter of playing underwriting rep roulette until you get someone willing to take a look?

I've never heard of a successful GE recon, but I've been wrong before.  Personally I wouldn't hold my breath.

Message 38 of 53
Valued Contributor

Re: GE visa signature!

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.

Message 39 of 53
Valued Member

Re: GE visa signature!

just called 5,000 limit


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Psecu Visa $20,000 | Amex Delta $6,500 | Lowes $15,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | | Chase CSP $20,000 | Chase Southwest Premier $ 12,000 | Citi Double Cash $6,500 | Citi World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Boa $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Boa Cash Rewards $5,000 | Amex SPG: $3,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000 | Barclaycard Arrival+ $13,000 | BOA Royal Caribbean Visa Signature $ 5,000 | Ritz Carlton Visa $10,000 | Amex Everyday $4,500 | Barclays US Airways $4,000 | Citi Prestige $7,000 PenFed - AMEX Travel Rewards $18,00 | PenFed Promise$18,000 Citi ThankYou Premier $4,500
Message 40 of 53