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Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: GE visa signature!


2FixMyCredit wrote:

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. :smileyhappy:


How could I forget that when I'm always wishing people would do the same?

 

Score: 759 or something last time I saw it.

Average age of accounts: 1 year

Inquiries: Two on TransUnion and they must've pulled that because the other two are frozen.

Utilisation: Less than 1% with $1234.56 reporting.

Established Contributor
2FixMyCredit
Posts: 500
Registered: ‎02-02-2013
0

Re: GE visa signature!


navigatethis12 wrote:

2FixMyCredit wrote:

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. :smileyhappy:


How could I forget that when I'm always wishing people would do the same?

 

Score: 759 or something last time I saw it.

Average age of accounts: 1 year

Inquiries: Two on TransUnion and they must've pulled that because the other two are frozen.

Utilisation: Less than 1% with $1234.56 reporting.


I'm the same way, no worries! 

^Was that number done on purpose? :smileyhappy:

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: GE visa signature!


2FixMyCredit wrote:

navigatethis12 wrote:

2FixMyCredit wrote:

Congrats!

 

Would definitely be helpful if you posted your score, aaoa and inqs. :smileyhappy:


How could I forget that when I'm always wishing people would do the same?

 

Score: 759 or something last time I saw it.

Average age of accounts: 1 year

Inquiries: Two on TransUnion and they must've pulled that because the other two are frozen.

Utilisation: Less than 1% with $1234.56 reporting.


I'm the same way, no worries! 

^Was that number done on purpose? :smileyhappy:


Haha yes. I have it on one card and last time it was 1789.33 by accident, so I decided to pay it down to 1234.56 to be funny. Although, I'm not sure if bureaus report the cents on balances.

Established Contributor
2FixMyCredit
Posts: 500
Registered: ‎02-02-2013
0

Re: GE visa signature!

i-see-what-you-did-there.jpg

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Valued Member
cheon1
Posts: 28
Registered: ‎07-07-2013
0

Re: GE visa signature!

Approved!!

Score: 796 walmart

Average age of accounts: 6 years

Inquiries: 12 on TransUnion 

Utilization: Less than 1% with $19 reporting.


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Amex Bcp $4,000 | Psecu Visa $20,000 | Amex Delta $3,000 | Lowes $10,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | Barclay Reward Mc $4,000 | CITI Diamond Preferred $3,000 | Chase CSP $25,000 | Chase Southwest Premier $ 14,400 | Citi AAdvantage $6,500 | Citi Exec World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Bank of America $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Bank of America Cash Rewards $5,000 | Amex SPG: $1,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000
Senior Contributor
B335is
Posts: 4,667
Registered: ‎09-22-2012
0

Re: GE visa signature!


cheon1 wrote:

Approved!!

Score: 796 walmart

Average age of accounts: 6 years

Inquiries: 12 on TransUnion 

Utilization: Less than 1% with $19 reporting.


Congrats! 

 

Frequent Contributor
bostonte
Posts: 263
Registered: ‎10-04-2009
0

Re: GE visa signature!

So is there really no way to recon or manually review a GE denial (as the rep I spoke with at the magic number said) or is it a matter of playing underwriting rep roulette until you get someone willing to take a look?
Senior Contributor
B335is
Posts: 4,667
Registered: ‎09-22-2012
0

Re: GE visa signature!


bostonte wrote:
So is there really no way to recon or manually review a GE denial (as the rep I spoke with at the magic number said) or is it a matter of playing underwriting rep roulette until you get someone willing to take a look?

I've never heard of a successful GE recon, but I've been wrong before.  Personally I wouldn't hold my breath.

Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: GE visa signature!

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.

Valued Member
cheon1
Posts: 28
Registered: ‎07-07-2013
0

Re: GE visa signature!

just called 5,000 limit


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Amex Bcp $4,000 | Psecu Visa $20,000 | Amex Delta $3,000 | Lowes $10,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | Barclay Reward Mc $4,000 | CITI Diamond Preferred $3,000 | Chase CSP $25,000 | Chase Southwest Premier $ 14,400 | Citi AAdvantage $6,500 | Citi Exec World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Bank of America $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Bank of America Cash Rewards $5,000 | Amex SPG: $1,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000

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