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Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

GE walmart/ae soft pulls for cli

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
dodgerslv
Posts: 775
Registered: ‎06-16-2012

Re: GE walmart/ae soft pulls for cli


creditnocash wrote:

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 


yes it is...i think GE does all approvals, SP and CLI using the TU08 Fico model.

Chase Marriott(5K) BoA123 Cash Rewards(5K) BoA Better Balance(4K) Cap1(3.5K) U.S Bank Flex Perks(3K) Amex Green(NPSL) Amex BCP(2K) Amex Costco TE(2K) Citi Simplicity(2K) Discover(1.5K)
EX Plus 728 EQ Fico 707 TU Fico 712 (05/13)
In the garden.




Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: GE walmart/ae soft pulls for cli

alright thanks. Yeah letter said 748 but this month my score was 753 so yeah. Basically listed reasons same as amex. I just don't get carrying balances around (20% utilization) is making my score go higher lol. 

 

Apparently according to amex and walmart, I will get denied for cards and cli until more then half way through my auto loan, as its a reason ive been denied (loan balance to high too amount)

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

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