03-14-2013 02:59 PM
i just got a letter for a cli i requested. is it a fico?
it says range 300-850 so im assuming it is. transunion pull
it may be an old pull, but it sure does give me hope.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
03-14-2013 03:17 PM
creditnocash wrote:i just got a letter for a cli i requested. is it a fico?
it says range 300-850 so im assuming it is. transunion pullit may be an old pull, but it sure does give me hope.
yes it is...i think GE does all approvals, SP and CLI using the TU08 Fico model.
03-14-2013 03:24 PM
alright thanks. Yeah letter said 748 but this month my score was 753 so yeah. Basically listed reasons same as amex. I just don't get carrying balances around (20% utilization) is making my score go higher lol.
Apparently according to amex and walmart, I will get denied for cards and cli until more then half way through my auto loan, as its a reason ive been denied (loan balance to high too amount)
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |

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