GE walmart/ae soft pulls for cli

[creditnocash]

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 

[dodgerslv]

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@creditnocash wrote:

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 

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yes it is...i think GE does all approvals, SP and CLI using the TU08 Fico model.

[creditnocash]

alright thanks. Yeah letter said 748 but this month my score was 753 so yeah. Basically listed reasons same as amex. I just don't get carrying balances around (20% utilization) is making my score go higher lol. 

Apparently according to amex and walmart, I will get denied for cards and cli until more then half way through my auto loan, as its a reason ive been denied (loan balance to high too amount)