GECA/ walmart

[peaches111]

I had a walmart credit card that CO 10/07,and estimate to be removed from credit report 10/14. If you burn a creditor is it possible to receive credit card again so that you can rebuild your credit.

[simi_go]

Yes you can. But it will depend on your credit at the time and the creditors policies.

[SunriseEarth]

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@peaches111 wrote:
I had a walmart credit card that CO 10/07,and estimate to be removed from credit report 10/14. If you burn a creditor is it possible to receive credit card again so that you can rebuild your credit.

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Generally speaking, YMMV.    As far as GE, I know people have gotten in after having accounts that were IIB (myself included).   I'd wait until it's excluded from your TU.   You also may want to look into "early exclusion" in the "Rebuilding" forum.

[peaches111]

It's still on TU, my balance is 0 I have sent in GW letter for removal 4/14. The SOL is 10/14.

[SunriseEarth]

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@peaches111 wrote:
It's still on TU, my balance is 0 I have sent in GW letter for removal 4/14. The SOL is 10/14.

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Was the account CO'ed on 10/07 or is that the DOFD?

[parttime]

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@peaches111 wrote:
It's still on TU, my balance is 0 I have sent in GW letter for removal 4/14. The SOL is 10/14.

i would try and dispute it as obsolete with transunion, i had luck recently and got 1 off 6 months early with them.