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I haven't had a CLI on my GE cards for the last few months because a "zombie" debt had popped up on my CRAs the beginning of the year. Since the debt in question aged off a couple of months ago and my reports are all clean of CO/CAs, I decided to try again. The results:
JC Penney - $2500 -> $2800
Dillard's Amex - $4200 -> $6000
Forward progress on soft CLIs again!!!
woo congrats. are those all your ge cards?
and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Fabulous! Good on you for those increases!
@creditnocash wrote:woo congrats. are those all your ge cards?
and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.
Yes, I have two GE cards.
Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.
@tinuviel wrote:
@creditnocash wrote:woo congrats. are those all your ge cards?
and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.
Yes, I have two GE cards.
Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.
lol dont be sorry.
i got denied by the system and then reconned next day with a live person.
i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25.
starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =)
thats why i was saying talking to a live person really does help sometimes.
i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:
@tinuviel wrote:
@creditnocash wrote:woo congrats. are those all your ge cards?
and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.
Yes, I have two GE cards.
Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.
lol dont be sorry.
i got denied by the system and then reconned next day with a live person.
i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25.
starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =)
thats why i was saying talking to a live person really does help sometimes.
i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older)
Ok, gotcha. I remember reading about that a few days ago.
Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. Even better when they have low or $0 balances!!!
@tinuviel wrote:
@creditnocash wrote:
@tinuviel wrote:
@creditnocash wrote:woo congrats. are those all your ge cards?
and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.
Yes, I have two GE cards.
Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.
lol dont be sorry.
i got denied by the system and then reconned next day with a live person.
i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25.
starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =)
thats why i was saying talking to a live person really does help sometimes.
i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older)
Ok, gotcha. I remember reading about that a few days ago.
Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. Even better when they have low or $0 balances!!!
amen to that.
the only balance im carrying this month is best buy has 425/2500. but its no interest until august 13' so im in no rush to pay it off.
all my other cards are pif
its nice to log into ck and look at balance and have all of them say 0,
thats a thread idea the Only letting 1 card report thread! LOL.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |