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GECRB - combine balances on two accounts?

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ficojoe
Frequent Contributor

GECRB - combine balances on two accounts?

I have a wal-mart card with a $2350 limit and a Sam's card with a $5800 limit. I see no reason to have both and I am interested in having higher limits on all my cards. It seems that higher limits on some cards entices other companies to follow along. So, I was thiking about asking GE if they would combine the limits of these two cards and give me $8150 on my Wal-Mart card, then close the Sam's club card.

 

Does this make sense?

Are there any FICO score issues that I should be aware of before doing this?

Will GE honor such a request?

Who at GE should I talk to?

 

Thanks!

Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: GECRB - combine balances on two accounts?


@ficojoe wrote:

I have a wal-mart card with a $2350 limit and a Sam's card with a $5800 limit. I see no reason to have both and I am interested in having higher limits on all my cards. It seems that higher limits on some cards entices other companies to follow along. So, I was thiking about asking GE if they would combine the limits of these two cards and give me $8150 on my Wal-Mart card, then close the Sam's club card.

 

Does this make sense?

Are there any FICO score issues that I should be aware of before doing this?

Will GE honor such a request?

Who at GE should I talk to?

 

Thanks!


No can ask but I don't think they will sorry

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
FinStar
Moderator Emeritus

Re: GECRB - combine balances on two accounts?


@myjourney wrote:

@ficojoe wrote:

I have a wal-mart card with a $2350 limit and a Sam's card with a $5800 limit. I see no reason to have both and I am interested in having higher limits on all my cards. It seems that higher limits on some cards entices other companies to follow along. So, I was thiking about asking GE if they would combine the limits of these two cards and give me $8150 on my Wal-Mart card, then close the Sam's club card.

 

Does this make sense?

Are there any FICO score issues that I should be aware of before doing this?

Will GE honor such a request?

Who at GE should I talk to?

 

Thanks!


No can ask but I don't thinnk they will sorry


+1

 

Actually, they will not combine them OP, sorry.

Message 3 of 5
youngandcreditwrthy
Senior Contributor

Re: GECRB - combine balances on two accounts?

Just ask for a cli on the one you wanna keep and close the other!
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Message 4 of 5
09Lexie
Moderator Emerita

Re: GECRB - combine balances on two accounts?

As others have already stated, they do not combine CL's
Message 5 of 5
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