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GEMB American Eagle

Established Member

GEMB American Eagle

I have an American Eagle store card through GEMB.

I requested a CLI online & was denied.

Is there a number I can call to get more info as to why they denied & possibly have them reconsider?

 

Thank you! Smiley Happy

Message 1 of 10
9 REPLIES
Frequent Contributor

Re: GEMB American Eagle

They will send you a letter in the mail advising why.

 

How long have you had the card?  Has it been at least 4 statements since your last CLI?

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 2 of 10
Established Member

Re: GEMB American Eagle

I've had it since Oct 2010. No CLI ever.

Message 3 of 10
Regular Contributor

Re: GEMB American Eagle

I just got one with a $150 limit. I bought my GF some underwear then paid it off Maybe I will buy her a bra for christmas from Aerie/American Eagle (Its a present for her, for me Smiley Wink) then let it sit for a few more months. What I dont understand is that GEMB also issues my Walmart card which has a $1200 limit. Why they gave me a $150, I dont know.

 

Hopefully WFNNB doesnt play this game too. I have a $710 limit with Victorias Secret, and just got an Express Card via pre approval on the Express website during checkout. I will see in a few days when I get the card....

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Message 4 of 10
Established Member

Re: GEMB American Eagle

I don't get it either.

 

They denied a CLI on my AE store card today but just yesterday, I was approved for a Walmart store card with a limit of $700.

The AE store card is at $400, btw.

Message 5 of 10
Frequent Contributor

Re: GEMB American Eagle

AE tends to be stingy with credit lines. I started with 700 and ran about 1k through. I hit the cli button every month and always declined for not having experence withe current credit line. Then one day the gave me a 250 cli bringing me to 950. 


Starting Score: 744
Current Score: 744
Goal Score: 800


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Message 6 of 10
Established Member

Re: GEMB American Eagle

Do you know if it was a hard pull or soft?

Message 7 of 10
Frequent Contributor

Re: GEMB American Eagle

soft.


Starting Score: 744
Current Score: 744
Goal Score: 800


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Message 8 of 10
Regular Contributor

Re: GEMB American Eagle

My husband's had an AE card since 2005. He has good credit. They've gave him only one CLI of around $100 in the past 6 years! They are very stingy!!!!

Starting Score: TU 640, EQ 636, EX 645
Current Score: TU 665, EQ 706, EX ?
Goal Score: All above 700


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Message 9 of 10
Highlighted
Frequent Contributor

Re: GEMB American Eagle

I started at 150, they gave me a cli when I asked for one to 600 at the 5th statement then I carried a small balance for two months and they just upped it to 1100 when I clicked after 4 more statements. I think they like a small balance.

AkAir $50k | Marriott $65k | Local CU $8k
TU: 770 / EQ: 748 / EX: 769
Message 10 of 10