10-30-2011 03:02 PM
I have an American Eagle store card through GEMB.
I requested a CLI online & was denied.
Is there a number I can call to get more info as to why they denied & possibly have them reconsider?
10-30-2011 03:45 PM
They will send you a letter in the mail advising why.
How long have you had the card? Has it been at least 4 statements since your last CLI?
10-30-2011 04:12 PM
I just got one with a $150 limit. I bought my GF some underwear then paid it off Maybe I will buy her a bra for christmas from Aerie/American Eagle (Its a present for her, for me ) then let it sit for a few more months. What I dont understand is that GEMB also issues my Walmart card which has a $1200 limit. Why they gave me a $150, I dont know.
Hopefully WFNNB doesnt play this game too. I have a $710 limit with Victorias Secret, and just got an Express Card via pre approval on the Express website during checkout. I will see in a few days when I get the card....
10-30-2011 04:24 PM
I don't get it either.
They denied a CLI on my AE store card today but just yesterday, I was approved for a Walmart store card with a limit of $700.
The AE store card is at $400, btw.
10-30-2011 05:07 PM
AE tends to be stingy with credit lines. I started with 700 and ran about 1k through. I hit the cli button every month and always declined for not having experence withe current credit line. Then one day the gave me a 250 cli bringing me to 950.
10-30-2011 09:40 PM
10-30-2011 10:10 PM
I started at 150, they gave me a cli when I asked for one to 600 at the 5th statement then I carried a small balance for two months and they just upped it to 1100 when I clicked after 4 more statements. I think they like a small balance.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.