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GEMB CLI request. SHOT DOWN!!

Frequent Contributor

GEMB CLI request. SHOT DOWN!!

I've had Walmart card and Bass Pro card for over six months now.

Walmart 0/650 limit

Bass Pro 99/500 limit

I called in Feb on BP card computer said no way. They sent letter stating their decision was based on info. in my EQ report. They didn't even do a soft on that report. I checked. Anyway called back today and CSR said I couldn't ask for another cli for six months. Dang!

So, I tried the Walmart luv button. No go. The letter will be mailed in 7-10 business days. They probably didn't even check my credit. Walmart gets used a lot. Always PIF. Dang!

A smooth sea never made a skilled mariner.
7/6/2009 Equ 664 TU 680 (15 and 19 point jump respectively this week, over 100 point increase in 6 months)
Message 1 of 3
2 REPLIES
Valued Contributor

Re: GEMB CLI request. SHOT DOWN!!

I notice with GE they only do a soft when the computer is ready to grant u a CLI. Everytime i been denied a CLI with them i never see a soft on my CR. I only see a soft when they granted me a CLI.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 2 of 3
Valued Contributor

Re: GEMB CLI request. SHOT DOWN!!

I have 3 accounts with GE they always soft me for all 3 accounts one the same they i guess for a credit review.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 3 of 3