GEMB/Care Credit

[jwduke]

I received some dental care a year ago, and they recomended I apply for the Care Credit card. I applied, and was approved for a $800 CL. Short of the stor, my dental insurance(s) paid well, and I didn't need to use it.

Well today I received in the mail a letter that they were closing my account for non use. My question, will this affect my credit score?

THANKS in advance!!

[LS2982]

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@jwduke wrote:

I received some dental care a year ago, and they recomended I apply for the Care Credit card. I applied, and was approved for a $800 CL. Short of the stor, my dental insurance(s) paid well, and I didn't need to use it.

Well today I received in the mail a letter that they were closing my account for non use. My question, will this affect my credit score?

THANKS in advance!!

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It will affect your overall Util. which will affect your credit score. You lose that $800 in the equation.

[jwduke]

I figured that as much. I am at 10% UTI, so probably not much.

[Booner72]

This is my highest CLI of 7500 - I need to get our dog to the vet ASAP!