05-18-2009 10:54 AM
Along with most people, I have been on the GEMB roller coaster. A year ago I got several accounts with them all with at least a $500.00 a few months later all were cut at least by half.
Walmart went from $500.00 to $100.00
Pay Pal went from $600 to $290
Amazon went from $700 to $350
Now the really ODD thing... .. just figured with all of the cuts I had nothing to loose.. so requested a CLI about six months ago for JCP and that went from $250 to $1500! Go figure!
Just on a whim today, I decided to try for some increases
I got $100 each on Paypal and Amazon and $300.00 on JCP, which confuses the heck out of me since it is the card I use least. Then of course, got deniced by Walmart!
I wonder if I was at a $500.00 max for CLIs .. I mean... wow.. just $100 on two accounts I use regularly (one with no balance.. one with a recent purchase of $100.00) and THREE HUNDRED on an account I hardly ever use? I swear, each time I log into my JCP account I expect to find the my CL has been reduced to $300.00 or so.
05-18-2009 11:04 AM
05-18-2009 12:48 PM
Congrats on what CLI you did get.
I have 4 GEMB cards and i may be wrong but im going to hold tight and not ask for CLI until the dust settles.Im going to try and fly under there radar for a while...
05-18-2009 10:10 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.