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Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: GEMB MAXIMUM CREDIT LIMIT!!!!


OnTheRebound wrote:

CS800 wrote:

Not bad at all. I use Lowes more around here but we have HD also. Who issues the HD card?


Citi


 

Just a reminder to go easy on the quote button. Smiley Happy


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Contributor
Posts: 82
Registered: ‎02-20-2010
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Re: GEMB MAXIMUM CREDIT LIMIT!!!!

[ Edited ]

GEMB is jcpenny correct?

 

I had a limit of $3200. Tried for an increase a few months ago and was told that it was the highest it could go. Got a random increase today and now the total is $4200.  Haven't shopped there in a year. 

 

Though, it does bother me that my chase freedom is $1000 limit and my discover is $2750. I should ask for increases soon, even if its a hard pull.

.Believe.
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: GEMB MAXIMUM CREDIT LIMIT!!!!


Gh0st wrote:

GEMB is jcpenny correct?

 

I had a limit of $3200. Tried for an increase a few months ago and was told that it was the highest it could go. Got a random increase today and now the total is $4200.  Haven't shopped there in a year. 

 

Though, it does bother me that my chase freedom is $1000 limit and my discover is $2750. I should ask for increases soon, even if its a hard pull.


 

Yes, JC Penney is back by GE.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
New Contributor
Posts: 111
Registered: ‎08-21-2011
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Re: GEMB MAXIMUM CREDIT LIMIT!!!!

these are all my gemb credit limits

walmart $6000.00 1 yr 3 months old started $700.00

lowes $10,000.00 7 months old started at $500.00

oldnavy visa $6500.00 12 months upgraded

jc penney $5000.00 12 months started $300.00

dillards amx $7500.00 11 months ol started $300.00

chevron  $2500.00 started 500 14 one yr old

except walmart chevron they are 15 months old,I do not not use every 4 months auto for cli

i call under writting every 2 months for cli

it works like clock work no hard pulls always soft i use very little mostly pay in full always pay more than min

lowes max is 10,000.00, jcpenney moved up to $15000.00 old navy visa is $20,000.00 dillards is 20,000.00, walmart is $15,000.00

this is what under writting told me there cut off limits are also said total cut off limit is $120,000.00 per person total credit combined

so you can get a cli evry 2 months if you call and ask for under writting hope this helps some one

New Contributor
Posts: 111
Registered: ‎08-21-2011
0

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

note on chevron i ment 1 yr 4 months old

Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: GEMB MAXIMUM CREDIT LIMIT!!!!


itsrod wrote:

these are all my gemb credit limits

walmart $6000.00 1 yr 3 months old started $700.00

lowes $10,000.00 7 months old started at $500.00

oldnavy visa $6500.00 12 months upgraded

jc penney $5000.00 12 months started $300.00

dillards amx $7500.00 11 months ol started $300.00

chevron  $2500.00 started 500 14 one yr old

except walmart chevron they are 15 months old,I do not not use every 4 months auto for cli

i call under writting every 2 months for cli

it works like clock work no hard pulls always soft i use very little mostly pay in full always pay more than min

lowes max is 10,000.00, jcpenney moved up to $15000.00 old navy visa is $20,000.00 dillards is 20,000.00, walmart is $15,000.00

this is what under writting told me there cut off limits are also said total cut off limit is $120,000.00 per person total credit combined

so you can get a cli evry 2 months if you call and ask for under writting hope this helps some one


What number do you call for all these cards? GE under writting? If so, would you be so gentle to provide me the number?

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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Established Contributor
Posts: 921
Registered: ‎12-10-2011
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Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Nice limits itsrod and some very quick movement.


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New Contributor
Posts: 111
Registered: ‎08-21-2011
0

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

thanks i been working hard on my credit

New Contributor
Posts: 111
Registered: ‎08-21-2011
0

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

call the number on the back of your card they will do a soft pull you will get declined if its been less than 4 months

then ask for them to transfer you over to underwritting they will go over your credit soft pull also

here is the number you have to use for chevron it may also work for all cards 1-877-379-4936 chevron does not have under writting

so i called this number for them here is the number for walmart under writting 1-800-480 -0205 this will take to straight to

a credit increase,other than them 2 numbers i gave you call the number on back of card talk to customer service after they tell you no

increase ask for unger writting to review you account and credit file then you will get increases every 2 months but you have to wait at least 2 months

good luck to you keep us posted

Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

In 11 months I have taken my walmart card from $400 to $5000.  Love GE!!!

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