Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 265
Registered: ‎06-12-2007
0 Kudos

Re: GEMB Strikes Again

mjbfan79, no I did not carry a balance for a long time.  Over the course of this past year, the highest balance I carried was about 300.00.  I have paid it down to zero over the past year several times.  I used it quite frequently and have always kept the account in excellent standing. 

Established Contributor
Posts: 510
Registered: ‎03-06-2007
0 Kudos

Re: GEMB Strikes Again

[ Edited ]
They did it to me with my PayPal, so I closed the account.  Then I paid off my Chevron and closed it.  Then, I paid off my Walmart and closed it.  Next, I am going to pay off my Car Care One account and close it too!  The only one I will keep of theirs is the CareCredit account since it has zero interest on everything for 2 years.  So I will keep that account just in case I need some major dental or my dog needs surgery.   They will never get a dime off me ever again!!  Screw GEMB!!
Message Edited by dallasjetfan on 08-11-2009 12:52 PM
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0 Kudos

Re: GEMB Strikes Again

I think I am glad that the intersection of GEMB credit offerings and my portfolio = the null set!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.