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GEMB Walmart Auto CLI

Frequent Contributor

GEMB Walmart Auto CLI

Imagine my surprise to encounter an auto CLI to 800 when I went to see if my TU FICO had updated for Sept....Unsolicited CLI after just 3 statements... Not a single neg item on ANY bureau reporting, but very limited credit history (MARCH) of this year. FICO's at 680 (lender pulls) with TU FIco on walmart site at 710... Smiley Very Happy

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
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3 REPLIES
Contributor

Re: GEMB Walmart Auto CLI

Those are always nice... kudos


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Message 2 of 4
Regular Contributor

Re: GEMB Walmart Auto CLI

The same thing happened to me...I opened my Walmart CC in 11/2010. A few months later they gave me the auto CLI to $800. I just logged on today to check my statement and discovered they had given me another auto CLI to $1000!! It's been, what 10 months? Pretty cool...of course, I'm not planning on taking the bait. I love the fact that it will raise my overall available credit (and also my FICO score), but I try not to carry a balance on store cards like this one...the interest rate is way too high. Smiley Wink


Starting Score: EX: 661, EQ: 662, TU: 694 [Lender Pull 12/30/2010]
Current Score: EX: 665, EQ: 680, TU: 710
Goal Score: EX: 750+, EQ: 750+, TU: 750+

Take the FICO Fitness Challenge for 2011
Message 3 of 4
Highlighted
Contributor

Re: GEMB Walmart Auto CLI

I finally got a CLI from them.  I got the account in '05 and in '08, they cut my CL from $550 to $220!  I used the card once after the CL was cut, and paid it off the day after, because i was mad they cut my CL.  Last month, I decided to request a CLI, and they gave me $1000.  I was shocked, was expecting $500.  but, never got any auto CLIs..I had to request it. 

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