Frequent Contributor
Posts: 344
Registered: ‎03-25-2011

GEMB Walmart Auto CLI

Imagine my surprise to encounter an auto CLI to 800 when I went to see if my TU FICO had updated for Sept....Unsolicited CLI after just 3 statements... Not a single neg item on ANY bureau reporting, but very limited credit history (MARCH) of this year. FICO's at 680 (lender pulls) with TU FIco on walmart site at 710... :smileyvery-happy:

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Posts: 106
Registered: ‎08-05-2011

Re: GEMB Walmart Auto CLI

Those are always nice... kudos

January 2011 Score: 663
Current Score: 704
Goal Score: 750
Regular Contributor
Posts: 151
Registered: ‎05-22-2010

Re: GEMB Walmart Auto CLI

The same thing happened to me...I opened my Walmart CC in 11/2010. A few months later they gave me the auto CLI to $800. I just logged on today to check my statement and discovered they had given me another auto CLI to $1000!! It's been, what 10 months? Pretty cool...of course, I'm not planning on taking the bait. I love the fact that it will raise my overall available credit (and also my FICO score), but I try not to carry a balance on store cards like this one...the interest rate is way too high. :smileywink:

Starting Score: EX: 661, EQ: 662, TU: 694 [Lender Pull 12/30/2010]
Current Score: EX: 665, EQ: 680, TU: 710
Goal Score: EX: 750+, EQ: 750+, TU: 750+

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Posts: 87
Registered: ‎03-22-2010

Re: GEMB Walmart Auto CLI

I finally got a CLI from them.  I got the account in '05 and in '08, they cut my CL from $550 to $220!  I used the card once after the CL was cut, and paid it off the day after, because i was mad they cut my CL.  Last month, I decided to request a CLI, and they gave me $1000.  I was shocked, was expecting $500.  but, never got any auto CLIs..I had to request it. 

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