Reply
Frequent Contributor
Posts: 372
Registered: ‎03-25-2011
0

GEMB Walmart Auto CLI

Imagine my surprise to encounter an auto CLI to 800 when I went to see if my TU FICO had updated for Sept....Unsolicited CLI after just 3 statements... Not a single neg item on ANY bureau reporting, but very limited credit history (MARCH) of this year. FICO's at 680 (lender pulls) with TU FIco on walmart site at 710... :smileyvery-happy:

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 12,000 CL -Amex Zync NPSL -WellsFargoRewards3800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL - CHASE Freedom 1300CL -Lowes 10,000 CL - BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 6500CL - Chase Slate$400-BofA2500-ToyotaRewardsVisa$9500 -BofA$6500
Contributor
Posts: 106
Registered: ‎08-05-2011
0

Re: GEMB Walmart Auto CLI

Those are always nice... kudos


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Regular Contributor
Posts: 151
Registered: ‎05-22-2010
0

Re: GEMB Walmart Auto CLI

The same thing happened to me...I opened my Walmart CC in 11/2010. A few months later they gave me the auto CLI to $800. I just logged on today to check my statement and discovered they had given me another auto CLI to $1000!! It's been, what 10 months? Pretty cool...of course, I'm not planning on taking the bait. I love the fact that it will raise my overall available credit (and also my FICO score), but I try not to carry a balance on store cards like this one...the interest rate is way too high. :smileywink:


Starting Score: EX: 661, EQ: 662, TU: 694 [Lender Pull 12/30/2010]
Current Score: EX: 665, EQ: 680, TU: 710
Goal Score: EX: 750+, EQ: 750+, TU: 750+

Take the FICO Fitness Challenge for 2011
Contributor
Posts: 88
Registered: ‎03-22-2010
0

Re: GEMB Walmart Auto CLI

I finally got a CLI from them.  I got the account in '05 and in '08, they cut my CL from $550 to $220!  I used the card once after the CL was cut, and paid it off the day after, because i was mad they cut my CL.  Last month, I decided to request a CLI, and they gave me $1000.  I was shocked, was expecting $500.  but, never got any auto CLIs..I had to request it. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.