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Senior Contributor
smallfry
Posts: 4,824
Registered: ‎04-20-2007

GEMB/Walmart

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‎05-18-2009 02:17 PM

They normally soft my EQ every quarter now I see softs from March and April. I am due for a CLI on the 22nd. Think I would be asking for trouble? My report is better than the last time I asked.
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Established Contributor
heirophant
Posts: 532
Registered: ‎11-25-2007

Re: GEMB/Walmart

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‎05-18-2009 02:32 PM

Store card or Discover card?

FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
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Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008

Re: GEMB/Walmart

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‎05-18-2009 02:33 PM

Hey smallfry, probably nothing to worry about for you.If your reports are getting better with time and Wal Mart is softing you every 3 months they see the improvement.

Im just kinda Leary myself,I have a few GEMB cards none of which has been CLD yet and I don't want to bring any attention to myself. 

BTW has Wal Mart been giving you auto CLI?

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Senior Contributor
smallfry
Posts: 4,824
Registered: ‎04-20-2007

Re: GEMB/Walmart

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‎05-18-2009 02:53 PM

heirophant wrote:

Store card or Discover card?

Store card. My worst nightmare would be to get a Walmart Discover card and lose my regular old Wally store card.

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Senior Contributor
smallfry
Posts: 4,824
Registered: ‎04-20-2007

Re: GEMB/Walmart

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‎05-18-2009 02:56 PM

cartercorp wrote:

Hey smallfry, probably nothing to worry about for you.If your reports are getting better with time and Wal Mart is softing you every 3 months they see the improvement.

Im just kinda Leary myself,I have a few GEMB cards none of which has been CLD yet and I don't want to bring any attention to myself. 

BTW has Wal Mart been giving you auto CLI?

Not auto CLI I have to ask every 4 months. Small but regular CLI never refused. I guess there's always a first time. The credit limit is meaningless no matter how high it goes from here. At my current $1225 I'd be mummified by the time it reached 5K or worse they would give me the Discover card. LOL.

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Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008

Re: GEMB/Walmart

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‎05-18-2009 03:00 PM

smallfry wrote:

. Small but regular  At my current $1225 I'd be mummified by the time it reached 5K or worse they would give me the Discover card. LOL.

LOL well said......

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