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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GEMB cuts?



nicemann wrote:
For the Walmart you can get a CLI every three months as long as you use your card each month.  Of course also pay your bill on time.  I just charge a small amount to my card each month.  Then I mark on the calender to hit the CLI button.  I have been with them for about 1 1/2 years.  I just recently found out the the three month rule and that I have to use it every month. 
 
Last CLI was $150 before that it was $100.  Yeah it's not the best CLIs but hey at least they don't try to charge you like Orchard does.  Not the mention they don't charge a AF.
 
BTW when I talked to the rep about 5 months ago, she was the one that gave me the insight about the three months.  Wish I knew about it sooner and maybe my CL would be over $550.  :smileysad:


I thought it was every 4 months not 3.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008
0

Re: GEMB cuts?



mjbfan79 wrote:

I thought it was every 4 months not 3.



Rep on the phone told me every three months.  Maybe she was wrong ?
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GEMB cuts?



nicemann wrote:

Rep on the phone told me every three months.  Maybe she was wrong ?




When i called i was told every 6 months an most people here say every for months i will just have to wait an see for myself. I will request another one Nov 1.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Regular Contributor
Logical
Posts: 120
Registered: ‎11-16-2007
0

Re: GEMB cuts?

Sam's Club seems to be every 6 months. Late last year I requested one at 4 months and "insufficient experience at your current credit limit" was the reason for decline. 2 months later they gave me an auto-cli.

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