Reply
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GEMB cuts?



nicemann wrote:
For the Walmart you can get a CLI every three months as long as you use your card each month.  Of course also pay your bill on time.  I just charge a small amount to my card each month.  Then I mark on the calender to hit the CLI button.  I have been with them for about 1 1/2 years.  I just recently found out the the three month rule and that I have to use it every month. 
 
Last CLI was $150 before that it was $100.  Yeah it's not the best CLIs but hey at least they don't try to charge you like Orchard does.  Not the mention they don't charge a AF.
 
BTW when I talked to the rep about 5 months ago, she was the one that gave me the insight about the three months.  Wish I knew about it sooner and maybe my CL would be over $550.  Smiley Sad


I thought it was every 4 months not 3.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Established Contributor
Posts: 586
Registered: ‎03-12-2008
0

Re: GEMB cuts?



mjbfan79 wrote:

I thought it was every 4 months not 3.



Rep on the phone told me every three months.  Maybe she was wrong ?
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GEMB cuts?



nicemann wrote:

Rep on the phone told me every three months.  Maybe she was wrong ?




When i called i was told every 6 months an most people here say every for months i will just have to wait an see for myself. I will request another one Nov 1.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Highlighted
Regular Contributor
Posts: 120
Registered: ‎11-16-2007
0

Re: GEMB cuts?

Sam's Club seems to be every 6 months. Late last year I requested one at 4 months and "insufficient experience at your current credit limit" was the reason for decline. 2 months later they gave me an auto-cli.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.