GM MasterCard (HSBC) hasn't reported in 7+ years

[sylviaavery]

Update: HSBC updated Friday on my Experian credit report -- for May and June (the last update seems to have been in May, for activity through April.) But the account is still not reporting to TransUnion and Equifax. I'll give it until the end of the month and if there's still no movement I might charge something on the card to see if it makes a difference.

[android01]

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@sylviaavery wrote:

Update: HSBC updated Friday on my Experian credit report -- for May and June (the last update seems to have been in May, for activity through April.) But the account is still not reporting to TransUnion and Equifax. I'll give it until the end of the month and if there's still no movement I might charge something on the card to see if it makes a difference.

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TU and EQ usually take a few more days to update - sometimes a week or more.  For me, EX always updates first followed by EQ and lastly, TU.

[sylviaavery]

Well, it took several months of letters and phone calls and a series of small charges to the card, but the account is FINALLY reporting correctly to all three bureaus. And my Equifax FICO score (formerly my lowest score) increased by 33 points! And TransUnion went up by 21 points. Success!