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Valued Member
shniku
Posts: 31
Registered: ‎01-04-2008
0

GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium Card

[ Edited ]

1st Goal: Reaching $2,000,000 Credit Limit 


These are all of my OPEN accounts:

 

Chase Freedom Visa                      - $15,000 limit        

Chase Freedom MC                         - $900 limit            

CITI Cash Returns Credit MC        - $15,000 limit     

CITI Business VISA                          - $10,000 limit         

PayPal MC                                          - $4,900 limit

AmEx Blue                                          - $500 limit            

Best Buy Store Card                        - $2,900 limit

Macy's Store Card                            - $800 limit           

Sears MC                                            -$11,400 limit  

BestBuy MasterCard                        -$10,000 limit     

JP Morgan Select Signature           -$15,000 limit

AmEx Business Platinum                -$112,000 limit (highest amount approved for so far)

Total Limit:                                           $198,400  (9.92% of my goal of 2M total credit limits)

 

 

 

 

2nd Goal: Getting AmEx Centurion Card

 

My Plan: Charge 500k on AmEx Business Platinum in hopes of getting Centurion invitation

 

Charges as of   9/23/2011$13,763  (2.75%)

Charges as of  10/04/2011$25,180  (5.04%)

Charges as of 10/19/2011$31,696  (6.34%)

Charges as of 11/07/2011$46,005 (9.20%)

Charges as of 11/23/2011: 

Charges as of 12/23/2011: 

Charges as of   1/23/2012:  

Charges as of   2/23/2012:  

Charges as of   3/23/2012:  

Charges as of   4/23/2012:  

Charges as of   5/23/2012:  

Charges as of   6/23/2012:  

Charges as of   7/23/2012:  

Charges as of   8/23/2012:

Charges as of   9/23/2012:  

 

3rd Goal: Getting JP Morgan Palladium Card

 

My Plan: Get $30,000,000 in assets then invest it with Chase.

 

I have no clue how to do this. Can someone tell me how to get $30,000,000?

 

My Credit Scores:

FICO: 775

EX: 742

EQ: 765

TU:742


Established Contributor
cashnocredit
Posts: 1,009
Registered: ‎07-18-2009
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

You don't need a JPM account, let alone private bank status, to get a Palladium card. You just need excellent credit and fairly high, probably >300k income.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Frequent Contributor
OnTheRebound
Posts: 425
Registered: ‎08-05-2009
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

My Plan: Get $30,000,000 in assets then invest it with Chase.

 

I have no clue how to do this. Can someone tell me how to get $30,000,000?

 

My Credit Scores:

FICO: 775

EX: 742

EQ: 765

TU:742



Win the lottery!!

 

Personally, I gave up acquiring my first $30M. I am now working on my second $30M.

Mine- Citi Diamond Preferred WMC $12K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's, I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K

"Four out of five voices in my head told me to "go for it". I went for it."
Valued Member
shniku
Posts: 31
Registered: ‎01-04-2008
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

I just got the JPM Select Signature, which I suppose is second hardest Chase card to get. I almost applied for the Palladium, but I didn't think I would get approved, so I just did the JPM Select Signature Card application online. I also felt that it would improve my odds if I had that card first and spend white a bit on it the first year. Now, I am not sure whether I should spend on AmEx Platinum, or JPM SS. 

 

 

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C


shniku wrote:


My Credit Scores:

FICO: 775

EX: 742

EQ: 765

TU:742



 

 

^ My favorite part.  You're so rich you get a 4th score that nobody else in the world gets.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Valued Member
Ronez
Posts: 39
Registered: ‎09-11-2011
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

if you have that kind of money why would you need a credit card?

Valued Member
shniku
Posts: 31
Registered: ‎01-04-2008
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

The first score is the score from my myFico Score Watch subscription and is listed as an Equifax FICO score.

The second score is Experian FAKO Score, which Experian calls PLUS score

The third score is the Equifax FAKO Score, which Equifax calls ScorePower 

Finally the fourth score is the TransUnion FAKO Score, which TransUnion calls credit score

 

From what I know, the FAKO scores are different from FICO scores in that they go only to 830 and not 850 like FICO scores. The FAKO scores are also known as PLUS scores. However only Experian calls their score PLUS score. Each of the three credit bureaus have another score called the VantageScore which goes to 990. 

 

So the really rich people in the would get nine scores:

 

1.Experian FICO score

2.Equifax FICO score

3.TransUnion FICO score

4.Experian PLUS score

5.Equifax ScorePower 

6.TransUnion credit score

7.Experian VantageScore

8.Equifax VantageScore

9.TransUnion VantageScore

 

It's a mess, isn't it?

 

 

 

Regular Contributor
HoahCredit
Posts: 140
Registered: ‎09-09-2011
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

My question is: Is it possible to have a credit line, combined, that high?

 

!!!! I'm on gardening mode !!!!

EQ FICO 779; TU FICO 783; EX FAKO 821
In my wallet: USAA AMEX, USAA World MasterCard,Service Credit Union Platinum Visa, Chase MasterCard, Chase Sapphire Preferred, Discover More Card, American Express Gold, American Express Platinum, Chase Continental One Pass


Regular Contributor
Balbanes
Posts: 143
Registered: ‎06-05-2008
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

This whole thread makes me remember back in the 90s when we were all worth 7million on paper. Let the good times roll!

Ex: 657 (fico lender pull)
Tu: 666 fico
Eq: 641 fico
Regular Contributor
HoahCredit
Posts: 140
Registered: ‎09-09-2011
0

Re: GOALS: 1.Reach a $2,000,000 Credit Limit, 2.Get Amex Centurion Card, 3.Get JP Morgan Palladium C

Hahahahaha!!!

Good point Balbanes.

!!!! I'm on gardening mode !!!!

EQ FICO 779; TU FICO 783; EX FAKO 821
In my wallet: USAA AMEX, USAA World MasterCard,Service Credit Union Platinum Visa, Chase MasterCard, Chase Sapphire Preferred, Discover More Card, American Express Gold, American Express Platinum, Chase Continental One Pass



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