oh no im well aware that i have to pay it off in full each month, i never carry a balance EVER, if i don't have it i don't spend it, as simple as that for me anyways being a college student and all but i got my card today, i went oline and activated it and i have no preset spending limit, its nice to have a major card on me now but i also have one other CC from my CU just incase some places don't take AMEX although it seems like most do nowadays , thanks for all the info everyone!
