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Regular Contributor
keith021
Posts: 169
Registered: ‎11-01-2009
0

GTE FCU-Approved!

GTE Federal Credit Union finally finished processing my application today and mailed my card out. It was for their U22 credit card for young adults ages 17-22. One of my New Year resolutions is to stop applying for new credit. I was just trying to get all I could in before February 22nd when the new credit card rules go into effect. I just turned 19 in December so I am pretty stoked to have several cards.

 

 

I have the following cards now:

 

Suncoast Schools FCU student rewards Visa: CL $500

Kay Jeweler's: CL $400

Jared Jeweler's: CL $400

Citi Platinum Select Visa for college students: CL $500

Badcock & More: CL $2,000

Target Store card: CL $200

Macy's Store card: CL $600

GTE FCU U22 Mastercard: CL $500

 

 


Starting Score: 665
Current Score: 715
Goal Score: 750


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Frequent Contributor
Gibran
Posts: 331
Registered: ‎09-26-2009
0

Re: GTE FCU-Approved!

Congrats!!

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Valued Contributor
Jazzzy
Posts: 2,679
Registered: ‎07-29-2009
0

Re: GTE FCU-Approved!

Congratulations Keith...sounds as if you know what to do now. Be patient, and let it all age. You will then start to see the benefits.
New Contributor
Ryanfico
Posts: 72
Registered: ‎04-21-2009
0

Re: GTE FCU-Approved!

Gratz you are definitly starting out the right way.

Starting Score: 730
Current Score: 708
Goal Score: 775


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7/16/2009 (EX - 671)
8/16/09 (TU - 700, EQ 704, EX - don't care)
11/13/09 (TU - 730, EQ 718, EX - don't care) 3 - 90 day old new CC accounts :smileyhappy: 4 - Inquiries
Regular Contributor
keith021
Posts: 169
Registered: ‎11-01-2009
0

Re: GTE FCU-Approved!

Thanks; Gibran, Lynette, and Ryan! I'm hoping to my FICO scores in the 700's by the end of January or the beginning of February when I should be able to retrieve them (I can't at the moment). I doubt that will be with all of the new accounts and all, but I can hope, right? Lol


Starting Score: 665
Current Score: 715
Goal Score: 750


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Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: GTE FCU-Approved!

Congrats!
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: GTE FCU-Approved!


keith021 wrote:

GTE Federal Credit Union finally finished processing my application today and mailed my card out. It was for their U22 credit card for young adults ages 17-22. One of my New Year resolutions is to stop applying for new credit. I was just trying to get all I could in before February 22nd when the new credit card rules go into effect. I just turned 19 in December so I am pretty stoked to have several cards.


If you have a job and can prove an income the new rules may not have that much of an effect on you.

Regular Contributor
Believe1970
Posts: 154
Registered: ‎11-01-2009
0

Re: GTE FCU-Approved!

Congrats Keith! Do you know what credit bureau they pulled your credit report from?

Starting Score: 0
Current Score: 0
Goal Score: 850


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Regular Contributor
keith021
Posts: 169
Registered: ‎11-01-2009
0

Re: GTE FCU-Approved!


Believe1970 wrote:
Congrats Keith! Do you know what credit bureau they pulled your credit report from?

Thanks! They pulled Equifax only.


Starting Score: 665
Current Score: 715
Goal Score: 750


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