Many times where I overpaid for an item on ebay lol. I bought a lot o stupid things too cause I couldn't stop in trying to always to win. Though I compare first before I go crazy. They do the max bid, though you're right in that you don't want to lose. Of course sometime the one who's putting the item on bid might be using their friend to raise to get you to over bid.
Sniping is your friend.
What's so addicting about the possibility of aquiring more credit cards? I'm looking to get rid of mine and you folks are collecting them like rookie baseball cards.
Isn't the "get rid of" a part of "upgrading" meaning you had certain cards, then got better cards, then would like to get rid of the older or less desirable?
That is part of the proposed addiction. Not just in getting cards, but over time getting better cards, which often means pruning the less desirable.
In the beginning many people are "excited" to get their first Orchard or First Premiere. Then a year or two later they are getting better cards and the love is gone from the relationship of Orchard, etc. Eventually there does come a time when you look back, are happy with your portfolio in general, but would like to prune a few of the less useful or desirable. But wasn't that a direct result of the "getting the good 'uns?"
if you don't want a report pulled without prior knowledge consider freezing. with scores that high your repo must be pretty old, and hopefully gone soon.
i wouldn't be psyched about a banking relationship after the denial either. Alliant is my current CU pick for banking and USAA my favorite bank so far. gl finding a good one to match your requirements.