05-02-2013 03:08 PM
That's amazing. LS, if you apply for an auto loan and the amex backdating made their score good enough to get approved, do they always do a manual review, or are you talking if the approval is border line then they would manually review it?
Like enharu said, I'd say all big banks manually review their auto/mortgage applications and I would be really surprised if they did not know about AMEX backdating.
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