No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Lets play a game. How much cash back bonus have you received this year from credit cards? This can include sign up bonuses and opening a checking account also. Only include what you can convert to cash, statement credit and a check. I started getting cards with rewards since April this year.
for me:
Discover: $150 sign up bonus + $290 cashback rewards = $440
CSP: $400 sign up bonus + $180 cashback rewards = $580
Chase Checking: $200
BCE: $100 sign up bonus + $4 cashback rewards = $104
AMEX Shop Small: $25
----------
Total: $1349
======
Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)
Chase Freedom - $175 (100 from signing bonus)
Amex Green/Zync combo MR - 7250
This is all from End of August when i first got all cards.
@Pworld wrote:Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)
Chase Freedom - $175 (100 from signing bonus)
Amex Green/Zync combo MR - 7250
This is all from End of August when i first got all cards.
How much are MR points worth?
@SwiftTone wrote:
@Pworld wrote:Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)
Chase Freedom - $175 (100 from signing bonus)
Amex Green/Zync combo MR - 7250
This is all from End of August when i first got all cards.
How much are MR points worth?
Depends on what you value. You set this up for cash equivalents, so $0.005/MR point. If you're being flexible and counting gift cards to various retailers, $0.01/MR point.
Best value for MR points is to transfer to FF programs for premium cabin service.
I have only had a credit card for 6 months. I received a $100 promotion for $1,000 in spending, and then I received $185 from 1% cash back in that time. So my total is $285 over only 6 months.
2013 will be huge as I have $350 in promotional offers available to me right when I receive the 3 cards for which I was approved. Then spending on top of that - let's play this game again in 365 days.
@Walt_K wrote:
@SwiftTone wrote:
@Pworld wrote:Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)
Chase Freedom - $175 (100 from signing bonus)
Amex Green/Zync combo MR - 7250
This is all from End of August when i first got all cards.
How much are MR points worth?
Depends on what you value. You set this up for cash equivalents, so $0.005/MR point. If you're being flexible and counting gift cards to various retailers, $0.01/MR point.
Best value for MR points is to transfer to FF programs for premium cabin service.
For the sake of simplicity, only include things that you can convert to cash, statement credit, check
Also, I forgot to include AMEX Shop Small promo
About $675 total between Discover More, US Bank Cash+, Citi ThankYou Preferred, Amex BCE, Amex PRG, BoA Cash rewards, and WF Cash Back Visa
Chase Ink Cash for $689, Chase Ink Bold for $559 and Sapphire Preferred for $421 for a total of $1,669 (one account opened in June and last two in November).
154,634 AMEX points as of today before a couple of cards post. Not sure on value of these but somewhere there is a nice TV with my name on it sometime next year.
196,734 Delta miles (not MQM) from bonuses and spending on 2 Delta cards plus Sun Trust checking account. (I had to go to Delta site to add those up as I did not believe the total on AMEX site... this was a good year as that total does not include flights I took).
Thanks for the idea, I feel good tonight about these rewards! Merry Christmas to me!