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Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
0

Game: How much cash equivalent bonus received this year?

[ Edited ]

Lets play a game. How much cash back bonus have you received this year from credit cards? This can include sign up bonuses and opening a checking account also. Only include what you can convert to cash, statement credit and a check. I started getting cards with rewards since April this year.

 

for me:

 

Discover: $150 sign up bonus + $290 cashback rewards = $440

CSP: $400 sign up bonus + $180 cashback rewards = $580

Chase Checking: $200

BCE: $100 sign up bonus + $4 cashback rewards = $104

AMEX Shop Small: $25

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Total: $1349

======

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
EX FICO(AMEX) - 712
Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
0

Re: Game: How much cash equivalent bonus received this year?

Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)

Chase Freedom - $175 (100 from signing bonus)

Amex Green/Zync combo MR - 7250

 

This is all from End of August when i first got all cards. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
0

Re: Game: How much cash equivalent bonus received this year?


Pworld wrote:

Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)

Chase Freedom - $175 (100 from signing bonus)

Amex Green/Zync combo MR - 7250

 

This is all from End of August when i first got all cards. 


How much are MR points worth?

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
EX FICO(AMEX) - 712
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Game: How much cash equivalent bonus received this year?


SwiftTone wrote:

Pworld wrote:

Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)

Chase Freedom - $175 (100 from signing bonus)

Amex Green/Zync combo MR - 7250

 

This is all from End of August when i first got all cards. 


How much are MR points worth?


Depends on what you value.  You set this up for cash equivalents, so $0.005/MR point.  If you're being flexible and counting gift cards to various retailers, $0.01/MR point. 

Best value for MR points is to transfer to FF programs for premium cabin service. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Game: How much cash equivalent bonus received this year?

I have only had a credit card for 6 months. I received a $100 promotion for $1,000 in spending, and then I received $185 from 1% cash back in that time. So my total is $285 over only 6 months. 

 

2013 will be huge as I have $350 in promotional offers available to me right when I receive the 3 cards for which I was approved. Then spending on top of that - let's play this game again in 365 days. 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
0

Re: Game: How much cash equivalent bonus received this year?


Walt_K wrote:

SwiftTone wrote:

Pworld wrote:

Discover - $250 (50 bucks from referal and 200 from shopdiscover and 5% category usage)

Chase Freedom - $175 (100 from signing bonus)

Amex Green/Zync combo MR - 7250

 

This is all from End of August when i first got all cards. 


How much are MR points worth?


Depends on what you value.  You set this up for cash equivalents, so $0.005/MR point.  If you're being flexible and counting gift cards to various retailers, $0.01/MR point. 

Best value for MR points is to transfer to FF programs for premium cabin service. 


For the sake of simplicity, only include things that you can convert to cash, statement credit, check

 

Also, I forgot to include AMEX Shop Small promo

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
EX FICO(AMEX) - 712
Established Contributor
andre181
Posts: 624
Registered: ‎07-29-2010
0

Re: Game: How much cash equivalent bonus received this year?

About $675 total between Discover More, US Bank Cash+, Citi ThankYou Preferred, Amex BCE, Amex PRG, BoA Cash rewards, and WF Cash Back Visa

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
scenery_guy
Posts: 957
Registered: ‎07-24-2012
0

Re: Game: How much cash equivalent bonus received this year?

Chase Ink Cash for $689, Chase Ink Bold for $559 and Sapphire Preferred for $421 for a total of $1,669 (one account opened in June and last two in November).

 

154,634 AMEX points as of today before a couple of cards post. Not sure on value of these but somewhere there is a nice TV with my name on it sometime next year. 

 

196,734 Delta miles (not MQM) from bonuses and spending on 2 Delta cards plus Sun Trust checking account. (I had to go to Delta site to add those up as I did not believe the total on AMEX site... this was a good year as that total does not include flights I took).

 

Thanks for the idea, I feel good tonight about these rewards! Merry Christmas to me! 


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