05-25-2012 08:11 PM
Out of all the GE cards!!! Anyway I'm sure most of you are shocked that I applied for yet another GE Card.
Anyway customer service won't even really talk about... same as always, she kept telling me they have no phone number to transfer to underwriting and that customers can't talk to them... I simply said you are wrong and when I hang up with you I will call this number I have in front of me that connects me direction to underwriting in the states.
Call in, she says it was already manual review and the code on app is a code they can not override... My ears purked right up... Code you say?
So guess I should have wrote them down, they have 3 codes they can override.
I thought my app was auto declined in computer, she said no it pushed to manual and that was declined and for whatever reason it got the code to not look again or talk with me about it.
I asked about why since I had luck with so many GE cards... I asked if that had anything to do with it and if GE had max number of cards allowed considering how many stores they service.
She just said no and said the only thing i can tell you is your score is to low. Well my score from here yesterday was a 655 and also on my denial letter for Barclay CLI was also 655.
I just thanked her... clearly I got 8 other GE cards, 655 is not to low and clearly we have seen many posters on here in the barely over 600 get cards... so blah.
05-28-2012 10:21 AM
I would bet there is an internal limit for how many GE cards you can get in a set amount of time. WFNNB denied my last two card apps. I have 5 of their cards, which I got when my score was 50 points lower, but now I'm getting declined. I'm just gonna wait a year and then go for another crazy app spree.
Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000
Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009
Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)
Gardening since 9/22/2014
05-28-2012 10:30 AM
No limit on GE cards, since each card represents a different store's interest. I have 5 GE cards right now. I honestly do not see myself getting anymore. I looked at the stores they underwrite and I already have the ones I do any shopping at. Well at least in my area, now if I move this could change
05-28-2012 10:36 AM
I regret having two Citi cards, 8 would give me agita. I worry about being in a position where cancelling the accounts would hurt too much if the company made a policy change that was annoying.
Keep plugging away! Someone will say yes!!
05-28-2012 10:43 AM - edited 05-28-2012 10:46 AM
ok i was going to upload a pic to help you out lol but cant figure it out. anyways sorry about your denial i just recently had to go through with one with walmart
05-29-2012 10:28 PM
Don't know if this is helpful?
I wish GE had a decent gas card.
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