I received my Gap card in October of 2009 with a $250 limit. From reading the posts here, I knew that it took 4 months to get a CLI. So in February I clicked the luv button...DENIED!! I tried again in March....denied AGAIN!! I received letters stating that I needed to establish 4-month payment history. I was so frustatred because zI was past the 4-month mark both times I tried for the CLI. BUT..today just on a whim, I clicked the luv button...APPROVED!! CL went from $250 to $450!! Not much, but I'll take it!!!! Not sure if it was a hard pull or not, but I think that it was soft. I checked my TU reports after both of the previous tries, and there was not an inquiry on my report.
Thanks Jimmy!! I will definitely let you know if it's a hard pull or not.