10-09-2009 05:00 PM
10-09-2009 05:03 PM
so when you asked to upgrade, they increased your cl from 900 to 4000?
Did they do a hard pull for this upgrade?
10-09-2009 05:05 PM
Called in today after scheduling my online payment (the balance) of 62.00. I have a 900.00 CL. I called in to see when I may be eligable for a upgrade to Visa. I told them I wish I had more of a variety of places to shop cause of the high credit line and it only being a store card. I said I dont spend that much in those particular stores. He put me on hold and told me I was able to upgrade and would recieve my card in the mail. I have a 4000 Cl and a lower interest rat (I am sure though it isn't that much lower).
Congrats! Take good care of that Visa, and I think you can expect it to help your scores.
10-09-2009 05:11 PM
He probably thought I was nuts because I told him like 4 times I didnt wasnt mu credit pulled... Then afterward I was like "are you sure you didn't pull my credit report"? I told me it was a soft and would reflect on my credit report.
Thanks goodness. Havent had a hard pull in a long time and want to keep it that way. Started with a 515 credit score about 5 years ago and now have a 706.
10-10-2009 08:39 AM
10-10-2009 11:55 AM
It is issued by GEMB like OldNavy card right?
It is issued by GEMB. The Gap card may be used at:
and accumulates the 5 pt/$1 reward when it is. Using the Gap Visa card elsewhere accumulates 1 pt/$1.
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