10-09-2009 05:00 PM
10-09-2009 05:03 PM
so when you asked to upgrade, they increased your cl from 900 to 4000?
Did they do a hard pull for this upgrade?
10-09-2009 05:05 PM
Called in today after scheduling my online payment (the balance) of 62.00. I have a 900.00 CL. I called in to see when I may be eligable for a upgrade to Visa. I told them I wish I had more of a variety of places to shop cause of the high credit line and it only being a store card. I said I dont spend that much in those particular stores. He put me on hold and told me I was able to upgrade and would recieve my card in the mail. I have a 4000 Cl and a lower interest rat (I am sure though it isn't that much lower).
Congrats! Take good care of that Visa, and I think you can expect it to help your scores.
10-09-2009 05:11 PM
He probably thought I was nuts because I told him like 4 times I didnt wasnt mu credit pulled... Then afterward I was like "are you sure you didn't pull my credit report"? I told me it was a soft and would reflect on my credit report.
Thanks goodness. Havent had a hard pull in a long time and want to keep it that way. Started with a 515 credit score about 5 years ago and now have a 706.
10-10-2009 08:39 AM
10-10-2009 11:55 AM
It is issued by GEMB like OldNavy card right?
It is issued by GEMB. The Gap card may be used at:
and accumulates the 5 pt/$1 reward when it is. Using the Gap Visa card elsewhere accumulates 1 pt/$1.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.