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Gap Card

New Member

Gap Card

I called them today and ask if I can get a CLI since I have 0 balance. I was denied!! Was that a soft pull or hard pull on my credit report? Hope i just didn't knock off a few points on my score. :-(
Message 1 of 7
6 REPLIES
New Member

Re: Gap Card

aloha..
Message 2 of 7
Established Contributor

Re: Gap Card

The only way to know for sure is to call and ask them, or to pull your credit reports.
4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Message 3 of 7
Moderator Emeritus

Re: Gap Card

You stay Hawaii?
Message 4 of 7
Regular Contributor

Re: Gap Card

Its a soft, there is also a CLI button if you use there online account.
Message 5 of 7
Frequent Contributor

Re: Gap Card

My sister has the Banana Republic had it for six months CL1000 now its upgraded to a Visa and its 5000 so just hold on!!! GL 
~EveryThing Is Within REach~FICO FORUM roCKs.....
Message 6 of 7
Moderator Emeritus

Re: Gap Card

They also insist on seeing 4 months of statement activity before even considering a CLI.
 
*grumble*
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 7 of 7