Credit Card Center Advertiser Disclosure

Reply
Senior Contributor
Posts: 3,865
Registered: ‎09-26-2011

Re: Garden Club - April 2017

Howdy, howdy boys and girls.

 

I'm a bit shocked.  I just pulled all three FICO 8 scores for myself and DW and expected to see great progress across the board.  (No inquiries, no new accounts for six months across all three.)

 

Experian was impressed.  (+51 for me, +52 for DW)  Transunion wasn't nearly as impressed.  (+18 for me, +16 for DW)  ...and Equifax was flat disappointed.  (-12 for me, -9 for DW)

 

Whiskey Tango Foxtrot???

 

I expected better results....




Last App: 09/26/16.

Zero percent financing is where the devil lives...
New Member
Posts: 3
Registered: ‎03-07-2017

Re: Garden Club - April 2017

[ Edited ]

New member here although I have been a FICO lurker for quite some time... putting myself in the garden until August at a minimum .

 

I am in the rebuild process... taking the FICO fitness challenge as well! I see a tiny light at the end of the tunnel.  

 

Having siggy problems... can't get my FICO challenge to show nor my new little seedlingSmiley Sad

 

I am not so good with this alreadySmiley Sad

Starting Score: 427
Current Score: 593
Goal Score: 700


Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 315
Registered: ‎09-15-2016

Re: Garden Club - April 2017

Congrats Musiclover!  Sorry to hear your house flooded!

FICO08 7/7/17 EQ-767, TU-770, EX-761
Gardening unit sometime in 2018
Moderator
Posts: 8,161
Registered: ‎06-20-2015

Re: Garden Club - April 2017


damifino wrote:

New member here although I have been a FICO lurker for quite some time... putting myself in the garden until August at a minimum .

 

I am in the rebuild process... taking the FICO fitness challenge as well! I see a tiny light at the end of the tunnel.  

 

Having siggy problems... can't get my FICO challenge to show nor my new little seedlingSmiley Sad

 

I am not so good with this alreadySmiley Sad


Welcome to myFICO!  welcome.gif

 

I added the seedling to your signature; once your rank is a little higher you'll be able to add and edit HTML yourself (don't worry... it doesn't take long).  Smiley Wink

 

--UB

Super Contributor
Posts: 9,462
Registered: ‎07-17-2013

Re: Garden Club - April 2017

I don't even know why I post here , LOLOL!! I lasted a little over 2 months this time Smiley Wink...

In all seriousness...Hope everyone is doing well, and life is ok for you all. Smiley Happy
(BK7 d/c-08/2013/FICO-400's)---> 07/2017 FICO- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Community Leader
Super Contributor
Posts: 8,886
Registered: ‎05-25-2015
0

Re: Garden Club - April 2017


Discover2016 wrote:

Musiclover wrote:

Hello garden friends! I am late to the party because I have been having a party of my own. Smiley Happy I got married on Saturday, April 1 and we flew to NOLA today for our honeymoon. I won't be on a lot until I get home next weekend. 

 

Hope all your financial decisions are good ones and you are making progress towards your financial goals. All is well here. My home flooded and I am getting with a contractor when I return to see what can be done with the insurance settlement. I just added a new roof (before the flood) with zero financing for two years from Home Depot. I asked for an increase in my credit line and was granted so I am very happy about that. 

 

I have no interest in applying for new credit. That is an amazing thing for me to say! I have spent two years in rebuilding and just going to garden for a couple of years I think then go forward as my goals change.

 

Best of luck to all of you! See you again soon. 

 


Awesome! Congratulations!


Thank you!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards
Community Leader
Super Contributor
Posts: 8,886
Registered: ‎05-25-2015
0

Re: Garden Club - April 2017


Myrwyn wrote:

Congrats Musiclover!  Sorry to hear your house flooded!


Thank you!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards
Established Contributor
Posts: 815
Registered: ‎09-28-2016

Re: Garden Club - April 2017

Hello All! Checking in for April!

 

Stepped out of the garden on 2/28 to pick up the Venture. Then combined that with my QS. My scores took a 5 point hit on TU and EX each. EQ (my highest score) stayed the same. 

 

Now, I will be hanging out here with you all in the garden for quite some time. I hope to get back those five points and more!

 

Happy Gardening everyone.


FICO 8 Scores: 4/2017 (TU 684, EX 697, EQ 706)
Established Contributor
Posts: 677
Registered: ‎01-15-2017

Re: Garden Club - April 2017

No new apps or cards for me for over  60 days now. For dw over 35 days. March we had bad weather that damaged our house and had to use a lot of dw new Amex and my Disco  to pay for materials and we are still not done.  I don't want to use up all my cash so paid her Amex down to 33% .  No new cards for me til next year.  But once we pay off the repairs in June DW will get a new card Chase or Amex for biz to replace the Spark. By then under 5/24. 

Valued Contributor
Posts: 2,412
Registered: ‎03-23-2009

Re: Garden Club - April 2017

First and most important...Congrats MusicLover!!

 

So my question is, am I still "in the garden" if I am vicariously apping thru my son Smiley Wink  



EQ 670 EXP 690 TU 759

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.