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Garden Club - August 2015

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laurenjessica
Frequent Contributor

Re: Garden Club - August 2015

New month! Still here and checking in for August. Get my spade on the 15th Smiley Happy
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 11 of 1,370
Kidcat
Established Contributor

Re: Garden Club - August 2015

Happy August 1...2 months in the garden, and Happy Birthday to meSmiley Very Happy




Last app 09/21/2021. Gardening Goal Oct 2023
Message 12 of 1,370
Ravensfan2001
Established Contributor

Re: Garden Club - August 2015

Checking in for at least the next 2 years... Got all the cards I need, and then some. Realized that I overdid it, so I need to just chill. Cheers, fellow gardeners!


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 13 of 1,370
icyhot
Valued Contributor

Re: Garden Club - August 2015

I'm officially gardening this month. Gonna put a freeze on my bureaus. Every other card I want I can PC a current card to
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 14 of 1,370
sparklerd34
Established Contributor

Re: Garden Club - August 2015

Happy August and happy Saturday such a rainy day here in Tampa FL. Still gardening for my short term goals and long term goals. Only want better scores and low Balances on all cards and most of all more savings. Longer term goal is to purchase a car within the next year or 2 and a condo or town home. Hope everyone has a successful August!





Message 15 of 1,370
Anonymous
Not applicable

Re: Garden Club - August 2015

I got my bronze spade back today. This time I'm really not leaving the garden until I earn at least a gold spade!

Message 16 of 1,370
Anonymous
Not applicable

Re: Garden Club - August 2015

I am waiting on the next big series of churnable bonuses.
Message 17 of 1,370
Anonymous
Not applicable

Re: Garden Club - August 2015


@Sladyesq wrote:

Happy August 1...2 months in the garden, and Happy Birthday to meSmiley Very Happy


HAPPY BIRTHDAY!!!! Smiley Very Happy

Message 18 of 1,370
sparklerd34
Established Contributor

Re: Garden Club - August 2015


@Anonymous wrote:
Consider me a lifetime gardener as of last night. Smiley Happy Have every card I wanted and now I also have a new car so thats it for me! No reason for anymore HP's unless I purchase a home and if so that would be many years from now.
Garden Strong folks

Congrats on the Car!!






Message 19 of 1,370
mwlcolorado
Established Member

Re: Garden Club - August 2015

Well, I'm still here...but I think I need to take a break from the site for awhile!  I keep up on the credit card/auto loan sections and am starting to get the itch to app.  I want to buy a car when I get back from this deployment so that is what I've been gardening for.  I'll probably mingle in some credit card apps in there(helllllloooo CSP) since I've had my eye on that one for awhile.  Currently, my highest limit is with Wells Fargo at $7k (that was my starting limit when I got the card last august.)  I have a Lowe's card with a $12k limit but really want a Visa Signature card with $10k+.  I'm trying to get that in the CSP for I can focus my efforts more on one card and weed out some of the junk/building cards I have that have never done anything for me.  Oh, on a positive note, I did partially hit my goal of the 800 club!  My TU Auto and Bank score are in the 800s and my EQ Auto/Bank scores are knocking at that door(790s.)  Here's to another month!



Starting Score: 626 (EQ) / 646 (TU) / 631 (EX) 10 January 2015
Current Score: 775 (EQ) / 776 (TU) / 754(EX) 30 July 2015
Goal Score: 801


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Message 20 of 1,370
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