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Officially back in the garden! I stepped out to do some refinancing and take advantage of a 0% offer, but I'm going to hold out for the diamond spade this time!
I am hoping to make it into the garden next month. Come on and report, AMEX!
@Anonymous wrote:I am hoping to make it into the garden next month. Come on and report, AMEX!
Hi @Anonymous!
If that's the only reason you're holding off there's no reason to wait - come on in!
If you haven't had any other new accounts or HPs since you got the new Amex your garden date will still be the date you applied, no matter how long it takes to finally show up on the bureau reports (since it will reflect your actual account open date anyway).
Of course if you have plans for any other "new addtions" that would be a reason to "officially" wait. (If you do, please don't share with us in this thread!)
Checking in for the month of August and picking up my silver spade. Finally getting my ult to where it needs to be this month, interested to see what impact it has on my scores.
@WhiteCleats wrote:
@Justagirl73 wrote:It resets because it's a new account regardless of hp or sp.
Upon perusing page 1 of this here garden, it seems Justagirl and Anusara are correct. But I'm throwing my spade in the garbage under protest! I mean, sure, technically the Share Secured Loan technique constitutes a new account but is it really? It's a fake new account! Created with a very soft and squishy pull! #FakeAccount
Imma go sit in the corner of the garden and pout if anyone needs me.
You can't see me but I'm sitting in my corner of the garden...giggling! Thank you for your post. #MakeCreditGreatAgain
My last app was the Cap1 PMC on Friday. That is it. I am done until April. I have no idea what happens in April, but all the simulators tell me that my credit scores should jump 40 points then... because... reasons?
@AverageJoesCredit wrote:
Giggling is ok just do not, i tepeat, DO NOT, let tcbofade hear you, we're supposed to be in time out
Correction: YOU are in time out. YOU AJC, YOU are in time out.
@medicgrrl wrote:
If I app for anything tomorrow, I'm going to blame it on the eclipse 😀
Oh heck, blame Joe.