Good morning MFers! I see the new month brought hilarity, hijinks, and general tomfoolery. Possibly even some shenanigans.
Got an alert this morning so checked thinking my paying down balances helped me out. It did one card went from 59% to 45% UTI. The other reported going from 73% to 61%. The net result? A whopping 1 point increasei on my EX. Why oh why are they so stingy? EQ or TU would be a larger jump, but it is ok. I'll survive with my peeps lol. Hopefully the other two will update sometime today as well. Usually they are same day or within a day or two.
Good Morning Ficoland
Wow, 4 pages deep NOICE, great way to close out Nov, Adkins lol.
Justa congrats on being first, winner winner heres a chicken dinner!
Ok so heres my ,uhm our ,goal for December and sorry to all you OCDers haha. 303 It can and will be achieved
What can I say, I got mad skillz! I can work with 303, yeah. We got this!
Good morning from Colorado! Supposed to be 57 today. I'll live
My Experian dropped 5 Inquiries, score stayed the same. However, my USAA credit score which is also Experian, went down 63 points. I'm really confused. There is a solid 82 points difference in those scores.
I promised myself ill do better this month with no HP triggers, no new TL. I'll get back to my bronze spade on Dec 25th.
Happy December folks!
So sorry to hear about the 63-point drop! That sucks.
Two months down, one more to go towards my silver spade. Started my process to remove last medical derogs - hopefully the CFPB doesn't entirely implode before then but should still work even without them. On the recent getting rear ended by an **bleep** front, USAA accepted liability & began claims process. I was sure to get agreement that they'll reimburse me the cost of a replacement car seat since you're not supposed to keep them even if it was empty at the time of crash & or a low speed incident. The accident was both cases. They weren't as forthcoming on reimbursement of lost future resale value despite evidentiary carfax documents showing decreased value. I will continue to pursue this avenue & consult our attorney if necessary.
I was going to mention this, I'm glad you're aware of it. I highly recommend cutting the car seat straps, so no one is tempted to use it since it's not safe anymore (learned this in our carseat safety class!).
morning all. Those few random lates on my TU i was talking about yesterday are scheduled to fall off 01/18 according to TU so i gues ill do nothing and let them fall off
Phone call to TransUnion this morning, my dispute is set to be resolved by December 15th. I also faxed over the CA paperwork they sent me as an added piece of evidence. TransUnion is seriously getting in my way of certain things. HURRY UP YOU BASTARDS!
I'm actually going to be very busy at work for the next few hours, so y'all play nice in the garden! I'll pop back in after lunch (or between tests if I have a moment!).
3 inquires from 2015 are going away this month. Those were from unknown sources/thieves maybe. I fought and lost in July when I met you MFs. Synchrony won’t remove them. Store cards that we don’t even have where I live.
Happy December and good morning to everyone in the Garden.
Looking forward to posting the broze spade towards end of the month if my current track holds up.