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Garden Club - December 2017

Established Contributor

Re: Garden Club - December 2017

I hate when they schedule building maintenance and don't tell me! Now I can't blast my awesome music!! Boo!

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 696, EQ 672, TU 678 (12/15/17)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 71 of 2,366
Established Contributor

Re: Garden Club - December 2017

I'm not ashamed to say I totally eyeball-up everyone's credit card pictures in their siggy's - I like finding cards I've never heard of!

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 696, EQ 672, TU 678 (12/15/17)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 72 of 2,366
Established Contributor

Re: Garden Club - December 2017

Congratulations on the open enrollment sign-up, Sasha!

 

When I was younger, my then boss said that the best way to find your next job is when you are employed! Has proven to be true!



Gardening Through 03/31/18 - 12/10/17 F8 Scores EQ 743 TU 738 EX 737
Message 73 of 2,366
Established Contributor

Re: Garden Club - December 2017


sleeplessinsf wrote:

Congratulations on the open enrollment sign-up, Sasha!

 

When I was younger, my then boss said that the best way to find your next job is when you are employed! Has proven to be true!


lol thanks..how do you look for a job when you have a job? waste all your vacation days doing interviews? the one and only time ive looked for a job when i had a job was wayyy back when i worked at a pizza place and of course i had actual "days" off so no problem.. since then ive only ever looked for a job twice and both times i was laid off.. my last job before this i was at 10 years and the lay off was a shock.. thought i was gonna be there forever :-(

Cap1VentureOne 3750 | Gamestop 1950 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 2500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | Fico 8 EXP 669| TU 667 | Eq 687 |gardening starting October 1 and until further notice
Message 74 of 2,366
Established Contributor

Re: Garden Club - December 2017

I forgot to add that one inquiry (Synchrony/Amazon) will stop affecting my credit scores as of the end of last month since it's been a year since I applied, and that my oldest inquiry (Capital One secured) will drop off entirely at the end of the month.

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 12/1/17:TU 663/EX 697/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 12/1/17: TU 699/EX 687/EQ 693. $33.2K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa, $3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $4000 Care Credit, $4300 Overstock Store Card, $4500 Discover It, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
Message 75 of 2,366
Frequent Contributor

Re: Garden Club - December 2017

@adkins... I do that too... I'm trying to make my raunbow without actually getting a rainbow card 🤣




Goal No New Credit Until Jan 2020
Revolving Credit $129,200
Message 76 of 2,366
Frequent Contributor

Re: Garden Club - December 2017

@SASHA....put in the applications now, worry about the interviews later.




Goal No New Credit Until Jan 2020
Revolving Credit $129,200
Message 77 of 2,366
Established Contributor

Re: Garden Club - December 2017


bluntco wrote:
@SASHA....put in the applications now, worry about the interviews later.

hmm ok thanks! 

Cap1VentureOne 3750 | Gamestop 1950 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 2500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | Fico 8 EXP 669| TU 667 | Eq 687 |gardening starting October 1 and until further notice
Message 78 of 2,366
Established Contributor

Re: Garden Club - December 2017

And I lost my 8 TransUnion points when the Target red card posted at $296/$500. My payment posted after they finally pushed it to the CRAs. That's so annoying!! Eh, I'll get them back next month, when the card is back at $0/$500.

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 696, EQ 672, TU 678 (12/15/17)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 79 of 2,366
Established Contributor

Re: Garden Club - December 2017

HAPPY DECEMBER EVERYONE! It's my favorite month of the year, it's such a great holiday month with family but more improtantly it's my birthday month. The month of my birth should be celebrated by all Smiley Happy I still remain firmly planted in this garden of credit nothingness. 






Message 80 of 2,366