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Garden Club - February 2018

Valued Contributor

Re: Garden Club - February 2018

sooo.. disco just sent me an email with a 9 month update on how much cash back ive earned so far.. ha its really not much.. mostly because i did not understand how the 5% categories worked and plus ive been using my ventureone a lot..and this quarter and next quarter is pretty much lost on me.. i drive 10 miles round trip to work every day and bf only has to get gas every few days.. we do grocery shopping at super walmart which is neither a wholesale club nor a grocery store.. *sigh*.. but anything i earn goes straight into my disco savings which i opened 3 months ago and has already earned 0.20 woo! LOL..

 

thats where my bonus will go too if we ever get it......

Cap1VentureOne 3750 | Gamestop 2450 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 3500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | as of 1/11/18 EXP 667| Eq 669 | TU 637 |gardening starting October 1 and until further notice
Message 41 of 1,675
New Contributor

Re: Garden Club - February 2018


@wrote:

outofcredit wrote:

Checking in! @Uncle B I will take my 30 day spade now. Longest I've gone without doing something creditwise since November 2015..lol.

Happy February everyone.


I got your back @outofcredit... you've been bronzed!  Smiley Very Happy


Thanks UncleB!!! So excited to have actually made it 30+ days gardening!


Message 42 of 1,675
Valued Member

Re: Garden Club - February 2018

  • Good morning, can’t believe it’s February already. I’m checking in for the month and I’ll have my spade in 8 days. 

Gardening until 6/6/2018
Message 43 of 1,675
Contributor

Re: Garden Club - February 2018

I am tending the garden for another month.  I have been considering getting to gold spade status between each rumspriga jaunt into the fray.  I'd like to get further, but I have been getting kind of down on the city-boy lifestyle.  It is great living a block from work in the middle of the city, but rent is high and parking is impossible.  I miss having a shop to do woodworking and I would like a bigger coral reef aquarium.  Neither of those matches up well with 4th floor loft living.  Over the next two years I need to consolidate some debts, purchase a house and purchase a car.  The debt consolidation is scheduled for March, the house will be late summer, then a car next year.  I have been floating along for a long time.  It feels good to start painting plans, even if they are still in very broad strokes.

 

Starting June 2017 EQ-629, TU-636, EX-637
Current as of February 2018 EQ-731, TU-687, EX-735
Message 44 of 1,675
New Contributor

Re: Garden Club - February 2018


@wrote:
good morning here i am.. valentines day bah humbug.. its a weekday this year any way. we both have to work plus its ash wednesday.. so.. no candy for you! ha!

is it summer yet?

No, not summer yet..but from what I hear, Winter is almost over!!!  Only a few more episodes!


Message 45 of 1,675
Valued Contributor

Re: Garden Club - February 2018

Checking in for Feb.    Wow, lots of pages on the first day.... 

 

All 3 of my BT's went thru last night (first BT's ever)  so excited, then i remembered i still have to pay them Smiley Happy

 

Creditwise, no movement but no apps.. almost a month now. The longest streak since i started this rebuild 10 mo ago.  


Starting Score: TU 504 EQ 525 EX 535 (4-4-17)
Current Score: TU 641 EQ 639 EX 660 (2-1-18)
Goal: 680 then 800 club across the board
Inquiries: over character limit
CEO of Gate Jumpers INC
Message 46 of 1,675
Frequent Contributor

Re: Garden Club - February 2018

Happy February! And in case I don't get around to posting this weekend. Happy Groundhogs day! My SO and I have booked a catering this weekend, and the client is hosting 150 people for a Groundhogs day party? She makes a killer egg nog though. Happy to report that I am still here in the garden tending to my silver spade. I hope that everyone had a fantastic January. The garden has treated me well which is continously reflecting in my scores so I am very happy and excited about that. I am waiting on February to attempt my 2nd CLI with AMEX, although I am debating whether or not I could just transfer some CL from the Blue Delta to the BCE. The only thing holding me back is that the donor card is only 5 mos. old, so they might not approve it. Discover stopped growing my CL since Sept. so they are currently my lowest. But that's ok. I am looking forward to their cash back match which I am due for this April. That would be a good payout! After that, I will probably step out of the garden and apply for a Visa card. 

Garden Progress Report 2018Garden Progress Report 2018

FICO 8 Scores As of January 2018:
EX 745 TU 746 EQ 724
Message 47 of 1,675
Valued Contributor

Re: Garden Club - February 2018


@wrote:

wrote:
good morning here i am.. valentines day bah humbug.. its a weekday this year any way. we both have to work plus its ash wednesday.. so.. no candy for you! ha!

is it summer yet?

No, not summer yet..but from what I hear, Winter is almost over!!!  Only a few more episodes!


"few" = several.. we dont get actual "summer" days until at least july.. and no it doesn't count when its hot during the week! i think we really only  had like 3 "actual summer" days last year - "actual summer days" = hot weekend days

Cap1VentureOne 3750 | Gamestop 2450 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 3500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | as of 1/11/18 EXP 667| Eq 669 | TU 637 |gardening starting October 1 and until further notice
Message 48 of 1,675
New Contributor

Re: Garden Club - February 2018

Checking in and still going! It seems the general consensus is that January 2018 had 40 days and 40 nights...it seemed so LONG!
Equifax: 683, TransUnion: 656, Experian: 657
PenFed CLOC: $500
Message 49 of 1,675
Community Leader
Senior Contributor

Re: Garden Club - February 2018


@Jago22 wrote:

All 3 of my BT's went thru last night (first BT's ever)  so excited, then i remembered i still have to pay them Smiley Happy

  


That really is the worst part.  Second worst is a temporary score boost that gets yanked away.  Seeing my Experian score in the 750s for a few days last month was heartwarming, then the $40k or so that I shuffled reported again.  Smiley Sad


$600k+ club. | FICO 08 [Feb 2018]: EQ 737 (↓5) EX 740 (↑4) TU 735 (↓1) | World's worst gardener.


Message 50 of 1,675