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Garden Club - February 2018

Valued Contributor

Re: Garden Club - February 2018

Nice, six pages already! Yeah, there was no way I was staying up last night to post on the first page, too tired. Credit wise, lost nine points on EQ this morning once balances posted there. Meh. Still a waiting game. I will get my first spade in thirteen days!  

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 708, EQ 678, TU 681 (02/16/18)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 61 of 1,882
Senior Contributor

Re: Garden Club - February 2018

Message 62 of 1,882
Established Contributor

Re: Garden Club - February 2018

Continuing from the January thread, much thanks for all the birthday wishes!

In credit news: informed delivery shows a letter from one of the CAs reporting 2 paid medicals on my EQ report. Judging by the postage (initially .67 + additional .01 postal stamp) in guessing they went ahead and stupidly sent original medical records in violation of HIPPA. Would appear they took all the extra rope needed to hang themselves, now it's a courtesy letter informing them as much and offering one more chance to delete before I for complaints with OCR & CFPB.
Fico8 (Dec '17) - EQ 693(+1) TU 771 (+92) EX 683 (-11)
Fico8 (Jan '18) - EQ 693(+0) TU 776(+5) EX 683 (+0)
Message 63 of 1,882
Valued Contributor

Re: Garden Club - February 2018


@wrote:

@Jago22 your FICO 09 score is just barely lower (7 points) than mine, so don't be heartbroken.  You'll get there.  Remember, credit is a marathon not a sprint, and you have a bunch of new accounts deflating your FICO 08 scores.  Give it time.

 


1000% agree.  The EQ9 is great for the CU's for sure.  Ready for my 8's to match.  I'm not heartbroken (just yet), but it took me a minute to remind myself about the marathon part.  It seemed like when i first started this journey i was getting increases in score left and right, but then it just stopped. Once the INQ's and cards/loans age, i'll be good.   A lesson is patience is the hardest one to learn. 


Starting Score: TU 504 EQ 525 EX 535 (4-4-17)
Current Score: TU 641 EQ 639 EX 660 (2-1-18)
Goal: 680 then 800 club across the board
Inquiries: over character limit
CEO of Garden Gate Jumpers INC
Message 64 of 1,882
Valued Contributor

Re: Garden Club - February 2018

What's up with the double title??

IMG_20180201_102611.jpg

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 708, EQ 678, TU 681 (02/16/18)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 65 of 1,882
Moderator

Re: Garden Club - February 2018


wrote:
Ok, now that i caught up, Jeepers , i forgot its already Feb , 6 pages in , great start everyone. Wishing everyone great success and health with your credit and your bodiesSmiley Wink

Hey Uncle B or Irish80, silver for me please, 3 months in on 31 Jan WOO HOO. I think its my first ever Silver.

Ok, you know i gotta do it.....

IS IT JANUARY YET? Smiley Wink

Silver it is.

Message 66 of 1,882
Moderator

Re: Garden Club - February 2018


wrote:

What's up with the double title??

 


Temporary forum glitch

Message 67 of 1,882
Valued Contributor

Re: Garden Club - February 2018


wrote:

wrote:

What's up with the double title??

 


Temporary forum glitch


i still have no name when i quote.. phone OR computer.. lots of glitches... is it aliens? LOL

Cap1VentureOne 3750 | Gamestop 2450 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 3500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | as of 1/11/18 EXP 667| Eq 669 | TU 637 |gardening starting October 1 and until further notice
Message 68 of 1,882
Moderator

Re: Garden Club - February 2018


wrote:

wrote:

wrote:

What's up with the double title??

 


Temporary forum glitch


i still have no name when i quote.. phone OR computer.. lots of glitches... is it aliens? LOL


Could be aliens or leprechauns.  Still being investigated by the gnome police

Message 69 of 1,882
Valued Contributor

Re: Garden Club - February 2018


@wrote:

wrote:

wrote:

wrote:

What's up with the double title??

 


Temporary forum glitch


i still have no name when i quote.. phone OR computer.. lots of glitches... is it aliens? LOL


Could be aliens or leprechauns.  Still being investigated by the gnome police


Is the gnome cops name David? 😁

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 708, EQ 678, TU 681 (02/16/18)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 70 of 1,882