Garden Club - January 2016

[SunriseEarth]

Hello Gardeners,

I decided to go ahead and move most of my Costco TE CL to my BCE.   BCE went from $14K to $17K....TE is now just $500.   I figure that, most likely, Citi will acquire the AMEX portfolio and then I can see about closing DC and moving that CL into their Costco Visa.   If AMEX retains the portfolio, I'll see what they offer at that time.   As it's backdated to 1998, I definitely want to keep it open if possible.  

[Anonymous]

Good morning. Just want to say that gardening has been the best decision I could've ever made. My scores updated today on CCT and I'm very pleased with the results. EX 658 TU 670 EQ 630. When I first started my rebuild I was at a 485. Got my car on 01/15 and my credit score was a 589.

[BigBS]

Good morning.  Did an APR reduction on my BCP last night from 12.99% to 11.24%.  Not bad even though I don't carry balances on it.

[Anonymous]

Garden on the second page?! Inconceivable!

Anybody win the lottery?

[Anonymous]

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@Anonymous wrote:
Garden on the second page?! Inconceivable!

Anybody win the lottery?

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I won $5! But I spent $20 on tickets so that still makes me a loser. Correction: I got the $20 from my boyfriend (because I never have cash) so I guess that makes him the loser. lol

[1GaDawg85]

i was not lucky with the lottery....haven't won a dime yet! oh well. still gonna keep those inquires off my record till at least 2016 then my baddies will start coming off even though I have been starting to dispute them so they will hopefully come off sooner!

[azguy13]

Good afternoon!

Stuck at work today and haven't had too much time to post. I hope all of you are doing well and all of your credit dreams come true, lol. 

p.s. Had a NFCU auto loan erroniously reporting ( I was approved for the loan but I ended up going with DCU instead) and it was deleted after dispute. It was reporting as my second installment loan and once it was deleted my TU dropped 6 points. 

Booo

[Imperfectfuture]

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@azguy13 wrote:

Good afternoon!

Stuck at work today and haven't had too much time to post. I hope all of you are doing well and all of your credit dreams come true, lol. 

p.s. Had a NFCU auto loan erroniously reporting ( I was approved for the loan but I ended up going with DCU instead) and it was deleted after dispute. It was reporting as my second installment loan and once it was deleted my TU dropped 6 points. 

Booo

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Looks like you need a second installment.    Did anyone win the powerball thingy?  I mean in general, not just here.

[Anonymous]

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@Imperfectfuture wrote:

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@azguy13 wrote:

Good afternoon!

Stuck at work today and haven't had too much time to post. I hope all of you are doing well and all of your credit dreams come true, lol. 

p.s. Had a NFCU auto loan erroniously reporting ( I was approved for the loan but I ended up going with DCU instead) and it was deleted after dispute. It was reporting as my second installment loan and once it was deleted my TU dropped 6 points. 

Booo

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Looks like you need a second installment.    Did anyone win the powerball thingy?  I mean in general, not just here.

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There were three winners of the big prize.

[azguy13]

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@Anonymous wrote:

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@Imperfectfuture wrote:

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@azguy13 wrote:

Good afternoon!

Stuck at work today and haven't had too much time to post. I hope all of you are doing well and all of your credit dreams come true, lol. 

p.s. Had a NFCU auto loan erroniously reporting ( I was approved for the loan but I ended up going with DCU instead) and it was deleted after dispute. It was reporting as my second installment loan and once it was deleted my TU dropped 6 points. 

Booo

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Looks like you need a second installment.    Did anyone win the powerball thingy?  I mean in general, not just here.

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There were three winners of the big prize.

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Unfortunately I didn't win. I had actually planned on paying off a few of all your debt if I won, lol. I will let you all wonder who I would have picked