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Garden Club - January 2016

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Shogun
Moderator Emeritus

Re: Garden Club - January 2016

Out of the garden because of a HP.  I bought the wife a new Mustang Premium for Christmas.  Other than that, just gardening and paying bills.  No wants of any kind.  I think I have all I need.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1031 of 1,750
OMW2_HighAcheiver
Established Contributor

Re: Garden Club - January 2016


@Shogun wrote:

Out of the garden because of a HP.  I bought the wife a new Mustang Premium for Christmas.  Other than that, just gardening and paying bills.  No wants of any kind.  I think I have all I need.


That's what's up! 





Message 1032 of 1,750
Anonymous
Not applicable

Re: Garden Club - January 2016

Evening GC!!  Chillin.  Smiley Very Happy

Message 1033 of 1,750
Anonymous
Not applicable

Re: Garden Club - January 2016

Sup guys.  Starting the "real" period of my CCT membership in a few hours (the first 3-bureau refresh).  I wonder if the other bureaus picked up on my utilization changes...

 

EDIT: Ohhhh, the paaaaain.  Transunion is the only one who's removed my AUs after the dispute.  The other bureaus should be up to date in those regards next month.  PenFed credit card still not on Experian.  AmEx Green on nothing.  Interestingly, everyone has my PenFed overdraft credit line.

Message 1034 of 1,750
OMW2_HighAcheiver
Established Contributor

Re: Garden Club - January 2016

So I was just reading in This n That and I think I want to add to my username....OMW2_HIGHACHEIVER_FICOSCOREWHORE

What do you think?




Message 1035 of 1,750
Shogun
Moderator Emeritus

Re: Garden Club - January 2016


@OMW2_HighAcheiver wrote:
So I was just reading in This n That and I think I want to add to my username....OMW2_HIGHACHEIVER_FICOSCOREWHORE

What do you think?

Might be a bit much,  I said might.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1036 of 1,750
Anonymous
Not applicable

Re: Garden Club - January 2016


@Shogun wrote:

@OMW2_HighAcheiver wrote:
So I was just reading in This n That and I think I want to add to my username....OMW2_HIGHACHEIVER_FICOSCOREWHORE

What do you think?

Might be a bit much,  I said might.


LMAO!!

Message 1037 of 1,750
OMW2_HighAcheiver
Established Contributor

Re: Garden Club - January 2016

I wouldn't do it anyway Shogun, because 'Imma lady'.

Do you remember Sheneneh from Martin use to say that?





Message 1038 of 1,750
Shogun
Moderator Emeritus

Re: Garden Club - January 2016


@OMW2_HighAcheiver wrote:

I wouldn't do it anyway Shogun, because 'Imma lady'.

Do you remember Sheneneh from Martin use to say that?


Oh yes, loved that show.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1039 of 1,750
iheartwings
Valued Contributor

Re: Garden Club - January 2016


@Anonymous wrote:

Good evening, gardening folks. I am sad to report that my estimates of Amex's reporting are wrong. I had a bunch of months of Amex providing the score on the 14th. Alas, they didn't provide the score today. I guess it's back to the drawing board to figure this thing out. Smiley Sad 


I wish I could figure out who updates when. I thought AmEx and Discover were somewhat consistent, though, apparently not for Petrovius this month. 

 

I still can't quite figure out Citi, but I've only had the card for 2 months. Was wondering what a jump up in score means, since the score is FICO 8 Bankcard Enhanced. My score went from 733 to 751, which would make it my first 750+ score ever (but not if it doesn't necessarily translate to a regular FICO8 score!).

Message 1040 of 1,750
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