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Garden Club - January 2018

Valued Contributor

Re: Garden Club - January 2018


JAG73 wrote:

Yeah congrats to the Refs and Pats! Twitter is having a field day, that’s my only point of happiness right now 😀


Yeah, the refs made some interesting calls in the first half. Even after review. Ugh!

Current Scores------ EQ 690; TU 660; EX 687 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Valued Contributor

Re: Garden Club - January 2018


Bella007 wrote:

JAG73 wrote:

Yeah congrats to the Refs and Pats! Twitter is having a field day, that’s my only point of happiness right now 😀


Yeah, the refs made some interesting calls in the first half. Even after review. Ugh!


Agreed! I’m by no means saying Titans didn’t have some serious screw-ups, but the Refs definitely helped the Pats. #rolethefootage 

 

AMEX DELTA PLAT & SPG | PenFed PR | NFCU FS | Discover IT | CAP1 QS & VENTURE | LOWES l Barclays AVIATOR
Message 1912 of 2,617
Valued Contributor

Re: Garden Club - January 2018


JAG73 wrote:

Bella007 wrote:

JAG73 wrote:

Yeah congrats to the Refs and Pats! Twitter is having a field day, that’s my only point of happiness right now 😀


Yeah, the refs made some interesting calls in the first half. Even after review. Ugh!


Agreed! I’m by no means saying Titans didn’t have some serious screw-ups, but the Refs definitely helped the Pats. #rolethefootage 

 


Totally! I was pulling for the Titans, it started off promising. Smiley Happy

Current Scores------ EQ 690; TU 660; EX 687 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Regular Contributor

Re: Garden Club - January 2018

Hey Sasha. Did you know that Tony Romo replaced former PATS qb Drew Bledsoe as starter QB for the Cowboys.

Newegg Card $1200| Amazon Card $200| Walmart Card $400| Current Fico score is 635 Currently Gardening for the time being. Been a member of the Garden since 11-21-17 Planning to stay until Mid-2019.
Message 1914 of 2,617
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Valued Contributor

Re: Garden Club - January 2018


fdrfan54 wrote:

Hey Sasha. Did you know that Tony Romo replaced former PATS qb Drew Bledsoe as starter QB for the Cowboys.


i did not know that! and pro bowl eh we'll see

Cap1VentureOne 3750 | Gamestop 2450 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 3500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | as of 1/11/18 EXP 667| Eq 669 | TU 637 |gardening starting October 1 and until further notice
Message 1915 of 2,617
Valued Contributor

Re: Garden Club - January 2018

gee im so glad i was STILL up at 630 despite being up till 1130 last night! everyone makes fun of me but this is why im always in bed by 1030 ugh!

 

thank goodness for being able to able to get an 0.89 coffee today! thanks refs! hehe! 

Cap1VentureOne 3750 | Gamestop 2450 | Discover 7000 | Amazon Prime Store Card 900 | Care Credit 3500 |Honda Financial Lease July 2017-2017 Honda Civic EX(early upgrade from 2015 Civic LX)
Ch 7 BK 12/2013 | as of 1/11/18 EXP 667| Eq 669 | TU 637 |gardening starting October 1 and until further notice
Message 1916 of 2,617
Frequent Contributor

Re: Garden Club - January 2018

UPDATE!!!
last night we saw a commercial for ancestry DNA. My OM asked if I had checked his account recently. Nope, not since the mean 1st cousin attempt.
So, I check it. He has 2 messages from 2 different ladies. He came up on their match lists FIRST as possible 1st cousins. And those ladies are not related! Possible one from dad's side , one from mom's?
Both gave their email info and both asked for him to reply! So, we did. ( I say we because he's not an email/techy kinda guy)
Maybe, just maybe now we can start to narrow this down!!
He was crying. He's also the emotional one 😂




Goal No New Credit Until Jan 2020
Revolving Credit $136,700
Chase and CITI are this《 22/24 》close
Message 1917 of 2,617
Valued Contributor

Re: Garden Club - January 2018

Sunday and I have a frozen pipe, grr.  Thought I totally patched, insulated and heat traced all my old pipes in the attic but nope.  Have a space heater up there now warming it up (got down to 2 degrees last night).  Can't wait until I can afford to tear out all the old pipes this summer and replace them with fancy new ones maybe from Gucci or does Lady Gaga sell plumbing parts yet???

 

Woke up to a CCT increase (no alert there or MyFico of course) and curious as to what EX will do next.  Currently reporting 4% utilization aggregate but one account is reporting 21% and another account is reporting 5% so in a few days I'll be reporting 1.6% aggregate and no accounts > 5%.  Hoping to hit a new EX record this month which puts me up almost 200 FICO points in a year!  And by July I'm expecting to hit 750 on EX which is super exciting.

 

fico ex 01-14-18.png

 

Total credit is actually $22,800 because of 3X Amex CLI so I do expect that to report this month towards the end as the statement date is the 26th.

 

Still gardening hardcore because I really want to see what my scores look like with no new accounts, no inquiries, and an AAoA > 24 months (which happens in February).  Here's to 790s by December, firmly in the garden.  Will be almost 300 points increase in 2 years of rebuilding and responsible usage.

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Valued Contributor

Re: Garden Club - January 2018


JoeLuvsHisCredit wrote:

 

(------------------ has a deadbeat dad and he told me to my face he wasn't my dad at the age of 17 and honest I just took a DNA test and HE'S MY FATHER!! Only my first cousin knows about me (after the test).  I LOOK 10000000000% just like him. It's so sad because my dad family doesn't know about me and I can't have a relationship with them Smiley Sad

That is so sad.  Their loss.  I hope things change for the better.  I believe in miracles.



Gardening Through 12/31/18
12/31/17 F8 Scores EQ 745 TU 740 EX 736
Message 1919 of 2,617
Valued Contributor

Re: Garden Club - January 2018


JoeLuvsHisCredit wrote:
Thank you so much hugs to you Smiley Happy
 It's part of humans and part of my life.

You got us, your MFing family, and we're working on/maintaining excellent credit together!



Gardening Through 12/31/18
12/31/17 F8 Scores EQ 745 TU 740 EX 736
Message 1920 of 2,617