cancel
Showing results for 
Search instead for 
Did you mean: 

Garden Club - July 2015

tag
tld409
Regular Contributor

Re: Garden Club - July 2015

9 months in and hang'n srong to that vine -  3 more months to go to reach my 1 year goal in the garden. That vine better not bend and brake. (LOL). Hope everyone is reaching their goals Smiley Wink

Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)
Sallie Mae World MC 9k; Chase Freedom 6.5k; CareCredit 13.2k; Amex BCP 21.8k;Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 2K; Citi Simp Visa 6.9k; CFCU Visa 17k; Discover IT 7K; JCP MC 8K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub MC 20k; Walmart 10k
Message 41 of 1,480
Anonymous
Not applicable

Re: Garden Club - July 2015

Happy July everyone.

 

1st day of my "No Spend" month and I realize I'm almost out of coffee creamer. Smiley Sad

 

Milk will have to do, I suppose.

Message 42 of 1,480
Anonymous
Not applicable

Re: Garden Club - July 2015

Happy July!!! Checking in for month of July. I finally got through 1 month and I still have 5 months to go. I am having my inquiries aged (EX:25, EQ:14 and TU:8). I know it is a lot of but I been busy since last year (moving, finding place, opening utilities and opening cc) so it is spread out. I want to have 6 inquiries- free months so I could apply for few cards. The cards that I want to apply before the end of this year are Barclay Rewards MC, Discover it, chase freedom, Wal-Mart and might be best buy (I want to buy a big tv in the holiday.) Hopefully I stay strong!!
Message 43 of 1,480
sparklerd34
Established Contributor

Re: Garden Club - July 2015

First day of July need my seeds to keep growing and I have to get my inquiries dropped no apping. I'm hoping along today with my broken toe so glad it's hump day!! Every time I say that I see the geico camel. Over halfway through the year wow





Message 44 of 1,480
Anonymous
Not applicable

Re: Garden Club - July 2015

Would anyone like to pay my rent for me today? They accept all major credit cards here except Amex! Smiley Tongue

Message 45 of 1,480
CaSHMeRe
New Contributor

Re: Garden Club - July 2015

Starting Fresh Today ...

 

I should be good for 12 months.  Hopefully Smiley Happy

Message 46 of 1,480
Simply827
Established Contributor

Re: Garden Club - July 2015

Hey GC. I'm here at least til Late August/Early September. 

 

I'm feeling a little less itchy thanks to my huge CLI on my BCP yesterday. Four of my cards have birthdays this week. Will I get any love? C'mon Chase..


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 47 of 1,480
Simply827
Established Contributor

Re: Garden Club - July 2015


@BUN wrote:

I missed the first page you fast bunnies!!!Smiley Mad One of these days!Smiley Happy


If you set your post count  per page to a higher number, you'll almost always make page 1. Smiley Wink 


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 48 of 1,480
TRC_WA
Senior Contributor

Re: Garden Club - July 2015

Checking in for July.

 

Day 2 with the silver spade... last app 3-30-15.

 

Hi all.  Smiley Wink

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 49 of 1,480
Simply827
Established Contributor

Re: Garden Club - July 2015


@MissMoni223 wrote:

Happy July Fellow GC Members! Smiley Very Happy

 

I'll pick up my Silver Spade on the 23rd and I'm GLAD about it! I'm here for the long haul and a witness that gardening really does help to improve your credit scores. I've learned that on-time payments, low utilization, and good ole time are your BEST friends in the credit world! We're halfway through 2015 and you can still achieve your credit goals!!! Stay focused and don't go overboard during the holidays (4th of July included). Smiley Wink


But I have a thing for apping on holidays. I'll try to be good. 


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 50 of 1,480
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.