Good afternoon all! Just showed up to grab my Silver Spade. Scores have leved out. I ended up loosing my job for a few months there, so its been tough but I managed to get back to work without any credit card dept. Sitting at 3% now. Working hard to get up to the 750s. Still at 700 now, but watching those inquieries fall off one by one. 10 left to go. 
@tcbofade wrote:
@newmomnewme wrote:
@tcbofade wrote:Howdy, howdy boys and girls.
I'm still here, and still no real urge to apply for anything.
For those keeping track, July will once again be an "in the black" month for me! That'd be 5 out of 7 for 2016. Woot!
I don't have a final number yet, but will have more than $800 left over this month. Half into savings, half off of debt.
I want to be just like you when I grow up! I was invited to go to Atlantic City this weekend for the beach and gambling (no money in the budget).
If I go, I will spend money I should be using the pay down bills....if I stay home, its the pool instead. Decisions, decisions....le sigh.
Be careful what you wish for...
Stay home and enjoy the pool.
According to my excel sheet, DW still has two CC accounts that would report maxed out... one of which will go away next month anyway because it is JUST over the 90% mark. The other one needs about $650 to get under the 89% mark. I think that I will send them more than four hundred dollars next week, and hopefully, actually unmax it somewhere in August.
Ok, I have a four year old son....so we would rather go to the beach and I won't be able to gamble if my son and I go at it alone, so it will just cost me gas money and taxes for the room (comped). I am very happy about my recent PSECU Visa approval...I plan to make full use of the BT
012019 Fico8/Mortgage Score: 
@Anonymous wrote:Good afternoon all! Just showed up to grab my Silver Spade. Scores have leved out. I ended up loosing my job for a few months there, so its been tough but I managed to get back to work without any credit card dept. Sitting at 3% now. Working hard to get up to the 750s. Still at 700 now, but watching those inquieries fall off one by one. 10 left to go.
Sorry you lost your job. Happy you found a new one!
Been gardening for a few months but forgot to post so here it is
Good Morning Garden Club i havent been around since May wow time flies. Between work and my kids in school ive been very busy. I am still gardening which i will be for some time. Nothing much other than my credit profile has started to improve since my start to rebuilding in 2014. Nothing new hope everyone is well! Have a good day.
I am sorry that it has been tough for you but great job weathering the storm!
@Anonymous wrote:Good afternoon all! Just showed up to grab my Silver Spade. Scores have leved out. I ended up loosing my job for a few months there, so its been tough but I managed to get back to work without any credit card dept. Sitting at 3% now. Working hard to get up to the 750s. Still at 700 now, but watching those inquieries fall off one by one. 10 left to go.
5 more days and I'll get bronze spade! Yei. I can garden. I can do this. Need for 17 inquiries to fall off my report.
Hello out there.
I am in the garden until these new accounts mature enough to get my last card for a while CSP.
Once i have that card in hand i will just let everything play out as it should.
rebuilding to high fico.
goals
get CSP by beginning of next year Jan Feb sometime
After getting card Garden till baddies fall off as well as inquiries (2 years) from now.
have a great day and enjoy what the Lord has givin