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Garden Club - March 2016

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GetMeSlick
Established Contributor

Re: Garden Club March 2016

Alright, feb month was fab.. Heart

 

Added 

  1. Auto loan - Penfed(1.99% apr)
  2. Cashback plus CC($1000)-Penfed
  3. Thrifty credit service- Penfed
  4. Citi DC $2500 SL
  5. BOFA BBR $2000(moved from existing CL)
  6. BOFA Travel rewards visa siggy $5000(moved from existing CL)
  7. Increased existing cards with SP CLI of $12.5k

All over, its been a great additions and new car(i love my new crvSmiley Tongue). I know, the scores going to dip a lot, but i m going to stay strong for next 2 years and grow them in garden. Smiley Wink

 

Meanwhile i m going to work on my DW credit. and add me as AU Smiley Very Happy

 

Happy gardening guys. Smiley Tongue

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 51 of 1,215
Anonymous
Not applicable

Re: Garden Club - March 2016

Happy March GC!! I'll be by later to pick up my gold spade and update my scores! Smiley Happy
Message 52 of 1,215
Anonymous
Not applicable

Re: Garden Club - March 2016

^^^ Update scores anyway. Silver for a couple more months lol.
Message 53 of 1,215
MissMoni223
Senior Contributor

Re: Garden Club - March 2016

Happy March Fellow GC Members!

 

We all know that Spring is near, which is a time for your garden to grow and flourish.  I'm looking forward to further enjoying my extended stay.  No plans for any apps until 2019 for a NEW car purchase (haven't had a car note since June 2013).  Until then, I'm just tending to current credit card arsenal.  I will be letting go of my Children's Place card this month, due to my daughters having officially outgrown their sizes. 

 

My FICO Transunion score is 664 as of mid February, which is due to low overall utilization (6%) & 99% on-time payments.  My AAOA is currently 3 yrs 3 mths. There are 7 baddies (lates) on my reports, but ALL will be gone by 2019.

 

Overall, LIFE is GOOD!!! Stay FOCUSED and remember your credit goals are worth the patience it takes to stay here. Smiley Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 54 of 1,215
lphillips
Valued Member

Re: Garden Club - March 2016

Count me in. 



Chapter 7 Discharge: January 2015
Current Scores: FICO: EX: 659 TU: 640 EQ: 640
Virgin American Visa (AU) ($4K); NFCU CashRewards ($2.3k); NFCU nRewards ($5K); NFCU CLOC ($5K); Capital One ($1.5k);
Gardening until April 2017
Message 55 of 1,215
thehollowaytape
Contributor

Re: Garden Club - March 2016

Officially joining the Garden Club!

Message 56 of 1,215
Ghoshida
Valued Contributor

Re: Garden Club - March 2016

Happy Tuesday everyone!

 

A Super one, for those of you that are fulfilling their democratic duties today. 

 

I'm almost two months in the garden now. Hoping to be at least a Silver spadist before I start getting itchy. And it's all because of the PRG invite. Deep inside I know it's all marketing, it's going to be a bad idea, etc. etc. But the itch remains. I'm hoping I can endure a bit longer. 

 

Scores are looking good. 760+ on both TU and EX FICO 8. EQ FICO 4 from DCU hasn't been able to cross over the 740 hurdle for many months now. Seems like my low AAoA (<2 years) and no installment loan is hurting me there. 

Message 57 of 1,215
elim
Senior Contributor

Re: Garden Club - March 2016

Checking in with 18 days clean.  Best of luck all.   :]

Message 58 of 1,215
elim
Senior Contributor

Re: Garden Club March 2016


@coldnmn wrote:
Checking in for March inquiry free since May!

  Great to see you Cold!!!

 

  

Message 59 of 1,215
Anonymous
Not applicable

Re: Garden Club March 2016

Good Morning GC! Goodbye February and hello march. 

 

In February I accomplished the following:

 

Paid off the 0 intertest balance on my dental work

Had the last bad fall of EX

Got preapproved for a mortgage

 

Edited to add goals for March:

 

Get judgement removed from EQ

Continue gardening unil I find a home. 

Message 60 of 1,215
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