@shoegalwrote:Thanks, K and Adkins!
Yeah, I'm feeling better, Adkins. I'm going to my follow up this afternoon.
That's great news! I'm glad you're feeling better! 😀
@AverageJoesCreditwrote:
Yeah i was at 738 for like 4 months straight then dropped to 720. It seems my debt never wants to drop from its same level lol. Im hoping once everything updates, my Boa card will have dropped from 50% cran to 1% and Navy CR which now has the bulk of my debt will be at only 45% as compared to the 50% i had on Boa. A couple other cards with some balances but thats it.
Refinancing the car loan was both a good and bad thing for me. I was making headway on paying it off and now I'm back to square one on payments.
@AverageJoesCreditwrote:
Morning everybody! Thanks for well wishes. Power did come back on about 11pm . Lol, Even my sister who lives in anorher town had no lights but called me to say hers came on to be pending, yup about 10 minutes later mine came on. Lol, Dad across the street never lost power.
Stay safe up there K and anyone else in the path of 2 feet of snow. NOW THATS A REAL KIDS, PLAY DAY
Hope you are doing better Sasha!
Glad to see someone resurected Adkin's Nope monster.
Yeah this DST kicks me too. I normally get up at about 7:30 to prep for work but getting up at 6:30 to let the dog pee in full sun isnt fun
HAPPY TCBO PLACEBO TUESDAYif you think you wont app , you wont
Glad to hear your power is back on, @AverageJoesCredit!
The time change(s) always kick my butt, too... are you guys changing for it now as well?
I think the Ritz card will remain a JP Morgan product, but the Starwood personal card will move to Chase while the business Marriott cards will move to Amex.
I would do it in a heartbeat if I had similar targeted offers for Ritz-Carlton as I get for the 5/24 Marriott card. (Example: 120,000 points for $12k spend.) Amex. I’d also move all my spend to R-C if the points earning were comparable to SPG because I could hit Platinum through spend.
I would do it in a heartbeat if I had similar targeted offers for Ritz-Carlton as I get for the 5/24 Marriott card. (Example: 120,000 points for $12k spend.) Amex. I’d also move all my spend to R-C if the points earning were comparable to SPG because I could hit Platinum through spend.
@Remedioswrote:
@simplynoirwrote:lol I give up understanding how FICO scores work.
Runes, black magic and three drops of blood (unknown species)
@simplynoirwrote:lol I give up understanding how FICO scores work.
I have to repeat this because it's confusing me. Short of two new accounts and AU cards being added (I expect them to report all in the next several days and sort of cancel each other out for AAoA purposes) the only new activity on my credit report is the auto loan which finally showed up. But creditscore.com's free EX report generated earlier this month it showed a substantial increase when I expected the complete opposite. I thought it was an anomaly til Walmart's free TU score finally update on my account and it showed the same increase.
It even points out the high balance on the loan that should affect my credit but instead of penalizing me it rewards me??? It's almost like it's treating a close to 100% total owed loan as an SSL for a score boost. I give up knowing what FICO wants. Maybe with the CCT pull I'll do in a few days once everything is reporting will correct itself and give me some sane answers but who knows. 
@UncleBwrote:
@Remedioswrote:
@simplynoirwrote:lol I give up understanding how FICO scores work.
Runes, black magic and three drops of blood (unknown species)
Pretty much.