Welcome May gardeners. Well gardening does work. Had a 10 pt increase in my Ex. this morning. Just staying the course. Hope everyone else is seeing results or just having fun hanging out here. I just need to stay out of the approvals forum. Reading other folks success does make you want to stray! Lol! Good day everyone.
Happy May everyone! Where is this year going?!
This is my first official day back in the garden after making it to Bronze...now I can't seem to get my seedling image to show again 
Help please?
As my journey continues, my path to excellent credit is getting ever clearer and it feels great. This forum gets all of the credit for sure. The information shared here is priceless and the support is super nice to have.
My goals now are no more new accounts until maybe July when I am hoping for a Sam's club prequal. Meanwhile, I will focus on nurturing what I have and watching it grow. Hopefully putting me in prime position for when my baddies fall off as early as the end of this year for TU and next Spring for EQ and EX. I will have clean reports and minimal inquiries under a year old on any of the reports then, so I will be in a position to apply for the cards that elude me now if they are still needed.
That's my goal...can't say it won't change, but it's something to aim for!
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Happy May GC'rs.
Time has flown by I hope May will be a great month for us all. Good luck with your goals!!
Happy May Fellow GC Members!
It's Friday and a FABULOUS Friday indeed! We made it to a brand NEW month! My Gardening Goals are to stay here til 2017, which is when I may possibly be getting another vehicle. The one I have now is PAID IN FULL as of June 2013 and I'm in no rush to get a car payment! As my signature shows, I have all the cards that I'll ever need and no matter what they offer I'm NOT apping! I stepped out last month for a 0% interest for 15 mths offer from Wells Fargo, but I'm back on track, LOL! I'm a witness that Gardening does work! My scores have improved quite nicely! Continue to make on time payments and keep your overall utilization LOW (mine is currently at 6%). Here's to a GREAT month of GARDENING! 
Gardening Until Further Notice
Hello fellow gardeners!
It is a fabulous morning here in Austin, Texas. The sun is shining, birds are chirping, and traffic is as it always is. I think I'm in my third month of gardening now. I had to refinance my auto loan to DCU in February. Currently working on getting out of a massive amount of debt shared between my husband and myself. My TU FICO is sitting at 643 right now (no baddies, AAoA is ~2 years), which speaks to my current high utiliation levels... The myFico estimator says my score will be 835 after I pay off all of my credit cards. Yay! (only 3-4 more years to go)
$7.5K 
$23K 
$5k 
$300(SEC) 
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@I-think-I-can wrote:Happy May everyone! Where is this year going?!
This is my first official day back in the garden after making it to Bronze...now I can't seem to get my seedling image to show again
As my journey continues, my path to excellent credit is getting ever clearer and it feels great. This forum gets all of the credit for sure. The information shared here is priceless and the support is super nice to have.
My goals now are no more new accounts until maybe July when I am hoping for a Sam's club prequal. Meanwhile, I will focus on nurturing what I have and watching it grow. Hopefully putting me in prime position for when my baddies fall off as early as the end of this year for TU and next Spring for EQ and EX. I will have clean reports and minimal inquiries under a year old on any of the reports then, so I will be in a position to apply for the cards that elude me now if they are still needed.
That's my goal...can't say it won't change, but it's something to aim for!
I have the same issue with the seedling image. Anyone have any ideas on how to fix?
This is Day 3 for me and my first full month of gardening!
designated_knitter,
In April's thread, you asked how long it took to go from my starting score to my current scores..... answer: 14 months. I still have baddies that would not GW the lates away, so I am here waiting for them to grow old and die! LOL!
Starting Score: 472