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05-02-2017 07:54 AM
Hello! Just settling in after the tumultuous weekend! Things are back to normal now, again figuring what card gets axed next.....not sure if I want to pull the plug on my Amex PRG now or wait till the AF hits I think like June, July? Used all my credits already so just waiting......
05-02-2017 10:09 AM
1month down ! 23 more to go I went crazy applying for everything after my BK and I have so many inquiries that its horrendous. I'm planning on buying a home in about 3 years so I want to make sure that I have a clean inquiry-free slate.
05-02-2017 10:35 AM
I'm in the garden for the long haul. After my recent spree, I don't see the need for any more credit lines. I don't see any mortgages or auto loans for the next several years so I'll let the recent hard pulls drop off and let a baddie from several years ago drop off next year and bump my scores over the 800 mark.
Of course, this is subject to change depending on what hand life decides to deal me and assuming I don't see anything shiny that I must have. I really like shiny things.
05-02-2017 11:16 AM - edited 05-02-2017 01:30 PM
TU just bumped me to 662! Finally in the
600's 660's with them. 😀
05-02-2017 01:07 PM
Gardening since 3/31/17
Nurturing my current cards, paying down debt/taxes, and SAVING
05-02-2017 01:28 PM
TU just bumped me to 662! Finally in the 600's with them. 😀
Thanks, medicgrrl! Oops, just realized I meant to say I'm in the 660's with them! ☺
05-02-2017 01:38 PM
I've been gardening for a whopping 4 days now. I've done everything I can on my rebuild. Now I wait for my 3 reports to be clean next Spring. I'm bored. Working on my sister's credit now. Paid off a collection of hers today. I would pay down their debt if I had the money, but I don't...so I guess I'm out of things to do and should go clean the house or do laundry or something productive.
Still contemplating whether I want to convince my son to app for a NFCU cash rewards card. He's got a Visa with his local CU and a Chase Freedom. He needs another card...yeah, that's the truth. Ok, I won't bug him...back to gardening, or cleaning or something.
05-02-2017 04:12 PM
I've been gardening for a few months now. I've been tempted by Chase and that cursed little green checkmark, but I've been a good boy and stayed the itchy trigger fingers. I'll be down to 3 Inq's on each CB come January and that's when I'll be looking for a good size SL with the CSP. Earlier in April, I got a 16k bump in CLI's between 5 different cards, AMEX being the big hitter at a full 3X, taking me to 18k on that one card alone!! Hell, I don't need any more credit than I have now, but I'm like "gimmie gimmie GIMMIE!!!" LoL!!!
I've found a comfy little spot in the Garden and I'll be just fine right where I am until next January!!
Stay GREEN y'all!!!!!!
05-02-2017 06:48 PM
Checking in for May! Still gardening strong!
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