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I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig.
@tinuviel wrote:I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig.
Really nice scores you've got there.
You'll be breaking into the 700s soon!
@tinuviel wrote:I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig.
Grats!
@tinuviel wrote:I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig.
Very nice Tinu Congrats!!!! WTG!!!
@LS2982 wrote:I'm feeling good about my current credit situation. I was able to get into prime territory, and made a commitment to myself that I will garden my new and current accounts until March 2013 in hopes of gaining an AMEX BCE!
My hands are firmly planted in the soil.....
You have a couple of very good cards now. The very best thing that you can do for yourself at this point in time is to sit back and allow them to gain history. Enjoy, and take good care of them!
@digitaldiva wrote:
Still in the garden, been here almost 6 months; and yes, at first, it was frustrating seeing all of my myFICO members getting their shiny new plastic. But now, it doesn't really bother me because I know, with time and patience, I'll be able to do the same. However, my garden did get a little smaller; I got rid of one of my Capital One rebuilder cards because I finally got fed up with them. I still have a Capital One card that I plan to get rid of; but I'm waiting for that account to age for about another six months or so.
WTG!!! That's great!
@MarineVietVet wrote:Still 5+ years and counting. I believe my Care Credit card was the last one I received.
WOW!!!!!!!!!!!!!!!!!!!!!!!
@clocktick wrote:smug - where is that screenshot from??
I am entering the Garden Club for, right now, for 2 months. Do CLIs count if they're a HP?
HP CLIs are not a part of gardening, as they add inqs to your reports. We do, however, consider SP CLIs to be a part of gardening, as you are growing your current accounts without incurring futher inqs.
I'm still here... No new APP's or CLI's for me. Not trying for anything this year.
Just letting things happen!
@tinuviel wrote:
@clocktick wrote:smug - where is that screenshot from??
I am entering the Garden Club for, right now, for 2 months. Do CLIs count if they're a HP?
HP CLIs are not a part of gardening, as they add inqs to your reports. We do, however, consider SP CLIs to be a part of gardening, as you are growing your current accounts without incurring futher inqs.
+1