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Garden Club Meeting - April 2012

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tinuviel
Moderator Emeritus

Re: Garden Club Meeting - April 2012

I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 41 of 496
Open123
Super Contributor

Re: Garden Club Meeting - April 2012


@tinuviel wrote:

I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig. Smiley Happy


Really nice scores you've got there.

 

You'll be breaking into the 700s soon!

Message 42 of 496
Repo-ed
Senior Contributor

Re: Garden Club Meeting - April 2012


@tinuviel wrote:

I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig. Smiley Happy


Grats!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 43 of 496
LS2982
Mega Contributor

Re: Garden Club Meeting - April 2012


@tinuviel wrote:

I just pulled my scores from here. The two accounts that reached their one-year mark today both had their inqs pulled from TU. And, the ding is gone!!! I got a 9 point boost on my TU score! Yay for gardening!!! New scores are reflected in my sig. Smiley Happy


Very nice Tinu Congrats!!!! WTG!!!




EQ FICO 548 3/3/16
Message 44 of 496
tinuviel
Moderator Emeritus

Re: Garden Club Meeting - April 2012


@LS2982 wrote:

I'm feeling good about my current credit situation. I was able to get into prime territory, and made a commitment to myself that I will garden my new and current accounts until March 2013 in hopes of gaining an AMEX BCE!

 

My hands are firmly planted in the soil.....


 

You have a couple of very good cards now. The very best thing that you can do for yourself at this point in time is to sit back and allow them to gain history. Enjoy, and take good care of them! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 45 of 496
tinuviel
Moderator Emeritus

Re: Garden Club Meeting - April 2012


@digitaldiva wrote:

 

Still in the garden, been here almost 6 months; and yes, at first, it was frustrating seeing all of my myFICO members getting their shiny new plastic.  But now, it doesn't really bother me because I know, with time and patience, I'll be able to do the same.  However, my garden did get a little smaller; I got rid of one of my Capital One rebuilder cards because I finally got fed up with them.  I still have a Capital One card that I plan to get rid of; but I'm waiting for that account to age for about another six months or so.


 

WTG!!! That's great! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 46 of 496
tinuviel
Moderator Emeritus

Re: Garden Club Meeting - April 2012


@MarineVietVet wrote:

Still 5+ years and counting. I believe my Care Credit card was the last one I received.


 

WOW!!!!!!!!!!!!!!!!!!!!!!!

 

Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 47 of 496
tinuviel
Moderator Emeritus

Re: Garden Club Meeting - April 2012


@clocktick wrote:

smug - where is that screenshot from??

 

I am entering the Garden Club for, right now, for 2 months.  Do CLIs count if they're a HP?



HP CLIs are not a part of gardening, as they add inqs to your reports. We do, however, consider SP CLIs to be a part of gardening, as you are growing your current accounts without incurring futher inqs.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 48 of 496
RockinRay
Valued Contributor

Re: Garden Club Meeting - April 2012

I'm still here... No new APP's or CLI's for me. Not trying for anything this year.

 

Just letting things happen!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 49 of 496
LS2982
Mega Contributor

Re: Garden Club Meeting - April 2012


@tinuviel wrote:

@clocktick wrote:

smug - where is that screenshot from??

 

I am entering the Garden Club for, right now, for 2 months.  Do CLIs count if they're a HP?



HP CLIs are not a part of gardening, as they add inqs to your reports. We do, however, consider SP CLIs to be a part of gardening, as you are growing your current accounts without incurring futher inqs.


+1




EQ FICO 548 3/3/16
Message 50 of 496
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