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Garden Club Meeting - April 2013

New Contributor

Re: Garden Club Meeting - April 2013

LOL, Ive been gardening since 03/20/2013!!!!  need to go to April 2014.

 

I love this Garden Club! ;o) first one ive been a member of....lol

Filed Chapter 7 09/02/2015 - 341 meeting 10/02/2015, Just patiently waiting until discharge so i can start start over!
Established Contributor

Re: Garden Club Meeting - April 2013


wahoojack13 wrote:

LOL, Ive been gardening since 03/20/2013!!!!  need to go to April 2014.

 

I love this Garden Club! ;o) first one ive been a member of....lol


You're not the first newbie! This is also my first official entrance to the garden! Here is to staying on track!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Senior Contributor

Re: Garden Club Meeting - April 2013

Hmph.  I've been here nearly eight months. 

 

After the first 30 days or so, it DOES get easier...

 

Then, around six months in, one starts to see ones scores improving and suddenly, it gets difficult again....

 

Is it August yet???  Smiley Tongue



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Valued Contributor

Re: Garden Club Meeting - April 2013

I'm still waiting for the withdrawal period to be over, ugh!


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Member

Re: Garden Club Meeting - April 2013

I'm still app free since October 21. Gold spade coming later this month!



EQ 772 (5/2013) - CS 794 (6/2013) - CK 774 (7/2013)
Valued Contributor

Re: Garden Club Meeting - April 2013

Almost at my 30 day mark!! Stay Strong!!! 

*8/10/13
Valued Contributor

Re: Garden Club Meeting - April 2013

Hi folks!

How is everyone?

I am still in the garden trying to hold on.  App free since August 24, 2012.

Looking forward to a pleasant month of gardening.

 



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
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Regular Contributor

Re: Garden Club Meeting - April 2013

Still going strong. 

 

Helps that I don't have anything that I want to apply for. Last month I got what I wanted, so I'm all good. In June, I can get another CLI from AMEX. 

Current Cards: AMEX Everyday ($15k), AMEX BCE ($20k), Amex Platinum, Arrival ($11.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($6.5k)

2/16 - 864 Fico EQ (CITI); 818 Fico Ex (AMEX)
Moderator Emeritus

Re: Garden Club Meeting - April 2013


Revelate wrote:

Haven't been around much, work is incredibly busy right now and I'm stuck in the middle of everything seemingly in my little universe.  It's not so much relaxing, but definitely getting into the scotch here Cat Tongue

 

EQ FICO dropped from 660 at the end of Feb to 646, not quite certain what triggered that but time to go update the siggy again.  I had thought all my accounts had reported by February, so it's possible I let too mahy accounts report a balance or there was some strange and improbable bucketing event.  Most likely I just did something stupid /shrug.  

 

In happier news I did get my Amex CLI; and closing in on my silver spade on 4/15. In less happy news my Freedom was a victim of fraud heh, was so looking forward to using that card for my restaurant spend in April but guess that has to wait for a bit... BOFA > Chase though with regards to fraud detection, but in fairness BOFA has had a lot more time to look at my spending habits and Chase doesn't have that benefit.  $700+ at Lowes / Home Depot 25 miles away, seriously I live in an apartment and have a Lowes within walking distance and a HD not much further.

 

Anyway party on folks, and thank you as always for the mini-quiches Tinu, they never fail to make me smile.


So happy to do so. Smiley Happy

 

Glad to see you around; we've missed you. I understand work and life in general -- it can get pretty hectic. Hopefully things will even out for you.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emeritus

Re: Garden Club Meeting - April 2013


webhopper wrote:

Checking in this morning to grab my silver before work.

 

Yay!


Looks great -- congrats!!! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k