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Garden Club Meeting - April 2013

Established Contributor

Re: Garden Club Meeting - April 2013

I'm new to the club. I want no app's until I apply for a mortgage in 2 years!! Smiley Happy



Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Message 11 of 2,152
Valued Contributor

Re: Garden Club Meeting - April 2013

I'm a little sad to see March go. I've accomplished all my big post-bk milestones that will generate the big bumps, I've obtained four accounts and all are reporting as of today, and my reports are as spanking clean as they can get. I got a 10 point bump today that put me over my goal score, so now I have to figure out what my next goals are. On the positive side, I don't feel that sense of urgency to get everything fixed and positive lines going, so maybe the rest of my gardening period will be easier to take.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 12 of 2,152
Super Contributor

Re: Garden Club Meeting - April 2013


tcbofade wrote:

Howdy, howdy boys and girls.

 

Still app free since August...I'll confess that I'm struggling a bit tho.

 

...trying to hold out til August!


Stay strong

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 2,152
Valued Contributor

Re: Garden Club Meeting - April 2013


Bella1980 wrote:

I'm new to the club. I want no app's until I apply for a mortgage in 2 years!! Smiley Happy


I hope to see you with that Diamond!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 14 of 2,152
Moderator Emerita

Re: Garden Club Meeting - April 2013

Checking in after a beautiful day! Myjourney, no holiday feast for us?
Message 15 of 2,152
Super Contributor

Re: Garden Club Meeting - April 2013


Bella1980 wrote:

I'm new to the club. I want no app's until I apply for a mortgage in 2 years!! Smiley Happy


Welcome to the garden may all your dreams come true

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 2,152
Valued Contributor

Re: Garden Club Meeting - April 2013

I'd love to see a diamond spade in here! I'm picking up my very first bronze spade on the 11th.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 17 of 2,152
Super Contributor

Re: Garden Club Meeting - April 2013


starry1 wrote:
I'm a little sad to see March go. I've accomplished all my big post-bk milestones that will generate the big bumps, I've obtained four accounts and all are reporting as of today, and my reports are as spanking clean as they can get. I got a 10 point bump today that put me over my goal score, so now I have to figure out what my next goals are. On the positive side, I don't feel that sense of urgency to get everything fixed and positive lines going, so maybe the rest of my gardening period will be easier to take.

You had a great month and now you will see the fruits of your labor grow

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 18 of 2,152
Valued Contributor

Re: Garden Club Meeting - April 2013


09Lexie wrote:
Checking in after a beautiful day! Myjourney, no holiday feast for us?

 

Oof, I'm already stuffed, but I wouldn't turn down a small drink.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 19 of 2,152
Super Contributor

Re: Garden Club Meeting - April 2013


09Lexie wrote:
Checking in after a beautiful day! Myjourney, no holiday feast for us?

Request night what would you like?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 20 of 2,152