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Established Contributor
ayles
Posts: 970
Registered: ‎01-01-2014
0

Re: Garden Club Meeting - April 2014


KennyRS wrote:
Oooh -- just realized it's May.

Yayyyyy my birth month :smileyhappy: :smileyhappy: :smileyhappy:

 

PS Way to go on not apping :smileyhappy:



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Super Contributor
mongstradamus
Posts: 6,543
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - April 2014


KennyRS wrote:
Today must have been itchy app day. I felt the urge too. So annoying!! :smileysad: I resisted thank goodness. lol I even came up with excuses in my head.. It's just pitiful! I stopped. :smileyhappy: :smileyvery-happy:

my six month cli is coming up in June for my BCP so hopefully that will make my itch to app go away. Its been September since my last app. Hopefully can hold off thru the whole summer :-(


EX Fico 784 9/25/14 Fako 768 CS/Credit.com 8/22/14
EQ SW 818 quizzle fako 796 7/19/14
TU Fico 810 Fako 785 Creditkarma 10/10/2014
Moderator
Kenny
Posts: 5,542
Registered: ‎01-15-2009
0

Re: Garden Club Meeting - April 2014


ayles wrote:

KennyRS wrote:
Oooh -- just realized it's May.

Yayyyyy my birth month :smileyhappy: :smileyhappy: :smileyhappy:

 

PS Way to go on not apping :smileyhappy:


Thanks! You too! :smileyhappy: Happy birthday month! :smileyvery-happy:

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:791(10/05) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Moderator
Kenny
Posts: 5,542
Registered: ‎01-15-2009
0

Re: Garden Club Meeting - April 2014


mongstradamus wrote:

KennyRS wrote:
Today must have been itchy app day. I felt the urge too. So annoying!! :smileysad: I resisted thank goodness. lol I even came up with excuses in my head.. It's just pitiful! I stopped. :smileyhappy: :smileyvery-happy:

my six month cli is coming up in June for my BCP so hopefully that will make my itch to app go away. Its been September since my last app. Hopefully can hold off thru the whole summer :-(


Very nice! Best of luck! Maybe that's what I should be doing.. making lists of CLI days to come. lol Maybe that would be satiating. 

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:791(10/05) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Moderator
Kenny
Posts: 5,542
Registered: ‎01-15-2009
0

Re: Garden Club Meeting - April 2014


azguy13 wrote:

ayles wrote:

azguy13 wrote:

ayles wrote:

Okay I have to confess I have a slight app twitch :/ 

 

I want to increase my Care Credit line and I really want the Target card lol.  It's so silly.  Nothing that can't truly wait another month or so at least (I'm already paid through end of May for my chiropractor so don't necessarily need the Care Credit increase right this minute, probably will beginning of June...).

 

I did pay off a huge chunk of my CU CC this past week though and the statement cuts tonight.  If my scores go up significantly (that was majority of my utilization so it'll drop from about 10% to about 5% after this new balance reports) I may consider doing a tiny escape and then again in July to refinance my personal loan through my CU because we're going on vacation and also with the same HP get an increase on our cc there and then won't do anything for a year at least.  We'll see though.  Taking one day at a time...


Well, you just stated that you really dont need the new credit at this point. Why don't you just wait until July to app for everything you want? It makes for a good goal :smileyhappy:


Hey you :smileyhappy: Thanks for the encouragement.  I'm standing firm...at least tonight :cattongue:


One day at a time is all I ask, lol. 

 

Lets stay app free together :smileyhappy: You don't need to last as long as I plan to, but I don't mind company


I'm not a very reliable person when it comes to staying in the garden, but it's really what I need to do and I know it. lol So hopefully I'll be here to bother you a bunch. :smileyhappy:

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:791(10/05) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Established Contributor
Crisis
Posts: 1,028
Registered: ‎02-14-2014
0

Re: Garden Club Meeting - April 2014

Happy May Day, April Garden Clubbers!

 

Have a wonderful day.

 

Tra la, it's may, the lusty month of may.  That lovely month when everyone goes/ blissfully astray.  It's time/ to do/ a wretched thing or two/ and try to make each precious day/ one you'll always rue!

Moderator
Kenny
Posts: 5,542
Registered: ‎01-15-2009
0

Re: Garden Club Meeting - April 2014


Crisis wrote:

Happy May Day, April Garden Clubbers!

 

Have a wonderful day.

 

Tra la, it's may, the lusty month of may.  That lovely month when everyone goes/ blissfully astray.  It's time/ to do/ a wretched thing or two/ and try to make each precious day/ one you'll always rue!


lol Happy May Day, Katie! :smileyhappy:

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:791(10/05) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Regular Contributor
mechanicaljen
Posts: 130
Registered: ‎11-09-2013
0

Re: Garden Club Meeting - April 2014

Mine, too!

 

Hapypy birthday month :smileyhappy:


ayles wrote:

KennyRS wrote:
Oooh -- just realized it's May.

Yayyyyy my birth month :smileyhappy: :smileyhappy: :smileyhappy:

 

PS Way to go on not apping :smileyhappy:


 



Starting Score: EQ: 570 TU: 626 EX: 594 (11/9/13)
Current Score: EQ: 663 TU: 648 EX: 650 (5/2/14)
Goal Score: 750


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Valued Contributor
tcbofade
Posts: 2,306
Registered: ‎09-26-2011
0

Re: Garden Club Meeting - April 2014


KennyRS wrote:

mongstradamus wrote:

KennyRS wrote:
Today must have been itchy app day. I felt the urge too. So annoying!! :smileysad: I resisted thank goodness. lol I even came up with excuses in my head.. It's just pitiful! I stopped. :smileyhappy: :smileyvery-happy:

my six month cli is coming up in June for my BCP so hopefully that will make my itch to app go away. Its been September since my last app. Hopefully can hold off thru the whole summer :-(


Very nice! Best of luck! Maybe that's what I should be doing.. making lists of CLI days to come. lol Maybe that would be satiating. 


...right up until your CLI request gets you a 7-10 message.  :smileysad:

 

All three of them.  :smileysad:



Current Scores: EX 671 (FCR) TU08: 638 Wally (TU08).10/11//14 Last app 05/29/2014.
Being held hostage in the garden until 01 November 2014.

Zero percent financing is where the devil lives...
Frequent Contributor
bobbay
Posts: 310
Registered: ‎07-12-2013
0

Re: Garden Club Meeting - April 2014

good morning all.  just checking in after reading my morning threads.:smileyhappy: then hitting the road.


Current Score: EX 702 4/19/14, TU 713 4/14/14 lender pull, EQ 701 4/14/14 lender pull
Last app 6/8/14 SPG



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